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Pensions
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Watch our pension webinars
- How much do I need for a good retirement
- Are you saving enough for the retirement you want?
- All you need to know about pension transfers
- Pensions and tax explained
- The State Pension explained
- How to make the most of your pension
- What happens when I’m gone?
- Everything you want to know about your workplace pensions but were afraid to ask
- How is my pension invested? Tips for managing your plan
- What, when and how much can I take from my pension?
- Your pension’s tax benefits
- Busting the State Pension myths
- How to shrink the gender pension gap
- Your pension questions answered
- Is it a good idea to transfer my pension?
- How to get ready for the retirement you want
- Register
- Pension transfers
- Pension Wise
- Personal pensions
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- Investment options
- Clear and simple communications
- Pension transfers1
- Secret Life of Pensions
- Pension calculators
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- State Pension hub
Guides and Tools
- Equity release guides
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Pension guides
- Retirement and pension calculators
- Workplace pension guides
- Pension investments
- Taking your pension
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Pension basics
- How to check your State Pension forecast
- Pension Transfer Charges and Fees Explained
- Pension Transfers Explained
- Pension Credit
- Why you should save into a pension early
- Autumn Statement: the latest announcements explained
- Should I transfer my pension: three things to think about
- Pensions explained
- Benefits of making a one-off pension contribution
- What is the State Pension and how does it work?
- Glossary of pension terms
- Can you leave a pension to your children?
- Are you entitled to any unclaimed money?
- Pension tax relief
- Is your pension protected?
- How to boost your pension pot
- What happens to my pension when I die?
- Pension allowances explained
- What is a pension?
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Life insurance guides
- Protecting your Maintenance Payments following a divorce
- Insurance with extras
- First time buyer? Here’s what you need to know about insurance
- Starting fresh: reviewing your insurance policies for the new year
- Protecting School Fees and University Costs
- Protecting your divorce
- What is Critical Illness?
- Protect yourself against insurance scammers
- Unravelling common myths about insurance
- Types of life insurance - how should you choose?
- What to think about before cancelling life insurance
- Life insurance: everything (sort of) you’ve always wanted to know but were afraid to ask
- Does having diabetes mean I can't get life insurance
- Should I change my life insurance when I retire?
- Will my family medical history affect my life insurance?
- What to tell insurers when buying life insurance
- Should I write my life insurance in trust?
- Life Insurance: Terminal illness cover explained
- How lifestyle and health impact the cost of life insurance
- Can I take out life insurance if I've been diagnosed with have cancer?
- I’m over 60. Am I too old for life insurance?
- What is life insurance?
- The difference between life insurance and critical illness cover
- We’re all going on a Summer Holiday
- Life insurance at Royal London – the application process explained
- Life events
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Planning ahead
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Retirement Planning
- Are grandparents getting the credit they deserve?
- Financial planning for retirement
- How to manage your money in retirement
- What state benefits am I entitled to?
- Flexible Retirement: what is it and how does it work
- How to pay for long-term care
- Could the menopause affect your retirement?
- The gender pension gap. What is it and what can you do?
- The financial impact of marrying in later life
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Money guides
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Everyday money
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Help and support
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Make a claim
- Claim on a serious illness or Over 50 Life Insurance directly bought from Royal London, Post Office or Co-op
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Contact us
- Have you been contacted by Royal London?
- Aegon Protection Insurance
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- Bright Grey
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- Refuge Life
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Meet the Changemakers: financial resilience
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Media Centre
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Press releases
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Press release archive
- Police Mutual becomes part of Royal London
- Mark Rennison joins Royal London Board as non-executive director
- Financial advice improves emotional wellbeing
- Number of grandparents getting state pension help to look after grandchildren surges
- Police Mutual to become part of Royal London
- £575m paid in protection claims 2019
- Rise of the female breadwinner: Woman earns the most in one-in-four households
- Royal London Announces Sale of Ascentric
- "Workers taking ill health early retirement risk unexpected pensions tax bill – new FOI"
- Revealed: Councils that don't return ashes from a public health funeral
- Young women putting financial futures at risk by opting out of pensions
- Three million Brits put off buying a new home because of Brexit
- Bereaved are burdened with record high funeral debt
- The global outlook remains "a tug-of-war between stimulus and trade tensions"
- New Chief Executive Barry O’Dwyer joins Royal London
- Why taking money from the ‘wrong’ pension pot could cost you dear
- Little known tax rule means parents can give triple boost to their children by paying into their pensions
- Government receives one complaint every hour about tax-free childcare
- Finding the right medicine - how to fix the problems between doctors and their pension scheme
- New research shows women at risk of financial meltdown
- New FOI reveals far more low-paid workers missing out on pension tax relief than previously thought - Royal London
- Half a million workers past pension age may be paying unnecessary tax on their state pension
- 'Groundbreaking' new research reveals 'Lifetime Allowance timebomb' set to hit more than a million workers
- “New FOI reply reveals over 100,000 savers could face shock six figure tax bills following tiny uplifts to their pension – urgent need for clarity from HMRC”
- Royal London reunites lost policyholders with £14 million
- new research shows divorced women are ‘pensions poor relations’
- RLAM against forced divestment of Unilever under single listing
- Buried in debt: Mourners borrow £1,700 to pay for loved ones' funerals
- Will we ever summit the Pension Mountain New analysis from Royal London
- MPs 'misled' over Budget stealth tax – Steve Webb, Royal London
- Perplexed by wills
- "Financial advice provides £47,000 wealth uplift in a decade" – new research from Royal London and the International Longevity Centre
- Royal London introduces beneficiary nomination
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Press releases 2021
- August
- Jane Guyett CBE joins Royal London board as non-executive director
- Positive first half performance despite continued lockdown
- Royal London says, “This is not the time to be passive” as it embeds responsible investment in pension funds
- Couples could be missing out on Marriage Allowance from previous tax years
- Royal London welcomes Claire Molloy and Shaunagh Brown as brand ambassadors
- Inflation dip temporary
- 15.9m UK adults more financially vulnerable as a result of the pandemic
- Mixed picture on consumer confidence
- Shaunagh Brown attends Girls Rugby Club with Royal London
- Pensioners will be ‘deeply disappointed’ about change to triple lock, particularly women and self-employed
- Wealthy parent bonus could be even higher if you consider pension savings
- Social care news should bring much needed framework for the sector
- Decision to include pension contributions in furlough scheme was crucial to avert savings drop off during pandemic
- July
- Royal London responds to the FCA consultation on a Consumer Duty
- Revealed: the home improvements that add the most value to your property in 2021 (and the real reasons we renovate)
- Royal London boosts critical illness cover providing enhanced outcomes for parents
- Investment Pathways and ESG in spotlight as IGC report finds Royal London continues to provide value for money
- Over half of consumers want their pension invested responsibly to help tackle climate change
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Press release archive
- June
- FCA Consumer Duty is welcome but we must go further to include environment
- Act now to protect standard of living, says mutual Royal London
- May
- 1 in 4 people more likely to increase pension contributions if they understood tax relief better
- Strong UK PMI data bodes well, but signals more price pressure
- Royal London removes COVID-19 restrictions to underwriting
- UK inflation - jumping out of the range
- Royal London appoints Vidur Bahree as Group Investment Director
- Increasing pension contributions at key life stages has merit but we need to implement 2017 review proposals
- The Rt Hon Ruth Davidson to join Royal London board as Non-Executive Director
- December
- Expect more interest rate rises
- Interest rates continue to climb
- Downside inflation surprise won’t stop rate rises (yet)
- Jump in over-50s coming out of retirement
- RLAM pre-lets its flagship office development, The Earnshaw on New Oxford Street
- UK GDP: An expected bounce; Still weak
- Cost of living and Christmas concerns still take priority over climate issues in the wake of COP27
- June
- Royal London secures BPA transaction with Milliken Industrials Limited Pension Plan
- Royal London publishes its Climate Transition Plan
- Royal London pays out over £751m in protection claims
- Nearly one in ten are on the brink of financial crisis as high costs persist
- Royal London completes its largest external BPA transaction to date with the Grant Thornton Pensions Fund
- Changes to Royal London Board
Where to look for an adviser
- Reasons you might choose to seek financial advice