Benefits of our personal pension


Put in what you like

Beyond our minimum levels, tell us how much and how often you'd like to save. 

Find out more  about Put in what you like

Keep an eye on things

Our mobile app makes it easy for you to keep an eye on your pension savings whenever you like.

Find out more  about Keep an eye on things

Integrated drawdown

Move seamlessly into drawdown - from within the same plan. 

Find out more  about Integrated drawdown

Share in our success

As a mutual, we think our members should share in our success. So when we do well, we’ll aim to boost your pension savings by adding a share of our profits to your plan each year.

We call it ProfitShare and you won’t find it anywhere else.

Working with advisers

We choose to distribute our personal pension products and services through financial advisers. Simply because we believe that’s the right thing to do.

The world of pensions can be a complex place. And we think quality impartial advice is the best way of making sure you find the right products to suit your needs.

Advisers may charge for their services – though they should agree any fees with you upfront.

The value of financial advice about Working with advisers

What you can expect from us

Next steps

If you think that our personal pension could be right for you, the next step is to speak to an independent financial adviser. They can give you personalised advice and recommendations to match your individual needs and circumstances.

If you don't already have an adviser, you can find one here.

Learn about pensions

Secret Life of Pensions

What does your pension get up to after it leaves your pay packet?

It doesn’t just sit in an account somewhere until you retire. It's busy working hard in the real world so that when you’re older, hopefully you won’t have to.

Transfer your pension

There’s lots to think about when it comes to transferring your pension savings.

So we’ve put together some important information about what you need to think about and whether a pension transfer might be right for you.