Our insurance products

There are lots of different types of insurance that can help in different situations. Depending on what you choose, life insurance can cover everything from protecting your family's lifestyle if you die to leaving a gift for family or friends or helping pay for your funeral. Other types of insurance can help provide financial security for you, your family or your business if you become ill and can't work.

We offer three main types of insurance:

Life insurance

  • Pays out money if you die or become terminally ill while covered.
  • Can help provide for your family's financial future, cover mortgage repayments, go towards funeral costs or as a gift.
  • Available through a financial adviser or directly from us.

Find life insurance that's right for you about Life insurance

Illness and income protection

  • Pays out a lump sum or regular income if you become critically ill or too injured or ill to work.
  • Can help provide financial stability while you concentrate on getting better.
  • Only available through a financial adviser.

Find illness and income protection to suit you about Illness and income protection

Business protection

  • Protects your business from financial loss if a key person becomes ill or dies.
  • Can help to protect your business loans and provide employee cover.
  • Only available through a financial adviser.

Find protection for your business about Business protection

Make a claim

Whether you want to claim on your protection policy or if someone has passed away and you need to claim on their behalf, filling out forms may well be the last thing on your mind.

Find out online how you can make a claim. We'll make it as clear and easy to do as we can. We're here to help.

Manage your insurance policy

Our customer service team is here to help, through good times and tough times too.

Update your personal details

If you've changed your name, moved house or need to change other personal details, you can use our online form to let us know.

Update your personal details Update your personal details

Contact us


If you're an existing customer and you need to talk to us about your policy, you can get in touch with us online or give us a call.


Get in touch Get in touch

Protecting today, investing in tomorrow

Claims statistics

In 2020, we paid out on 99.6% of claims, helping nearly 86,000 customer and their families.

Our claims statistics  about Claims statistics

Making our mutuality work for you

We're a mutual, so we're not answerable to shareholders. We can make our decisions in the best interests of you, our customers.

Learn about our mutuality  about Making our mutuality work for you