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Mutuality

We’re a mutual. We support you, and society.

Customer owned since 1861. That’s a little different.

Our mutuality

We’re proud to say we have over 2 million members. If there’s strength in numbers, we’ve never been stronger. We were founded to help people help themselves. Today, we’re still committed to working for you and to help make a positive change to the world you live in.

Do I need to protect my income in case I can’t work?

Have I made the right financial decisions for my family?

My pension helps look after my future, but who’s looking out for our future?

Royal London is a mutual. We support you and society.

It’s good to feel protected.

Our pensions can be used to help make positive change.

Together, our investments can help build a world worth retiring into.

Proudly customer owned since 1861.

Royal London. It’s everyone’s business.

Mutuality explained

Mutual companies like Royal London are customer owned. But what does this really mean?

Find out more

Working for customers

We design products and services that put your needs first, while helping to build financial resilience for you and wider society.

Learn about financial resilience

Working for members

We’ve got a track record of boosting your pensions with a share of our profits and aim to invest responsibly on your behalf.

Discover ProfitShare

Working for advisers

We champion the importance of impartial financial advice and long-term outcomes for your clients.

Royal London for advisers

Working for investors

We’re committed to being a responsible investor and a good steward of your assets.

Royal London Asset Management

Supporting you

From articles and guides to help you manage the rising cost of living, to tips and information on financial wellbeing and saving for retirement, we're here to support you.

Find out how  Find out how

Supporting society

We aim to have a positive impact on society, from our social impact work and collaborative partnerships, to our responsible investing approach.

Find out how  Find out how