Our mutuality

We’re proud to say we have over 2 million members. If there’s strength in numbers, we’ve never been stronger. We were founded to help people help themselves. Today, we’re still committed to working for you and to help make a positive change to the world you live in.

Do I need to protect my income in case I can’t work?

Have I made the right financial decisions for my family?

My pension helps look after my future, but who’s looking out for our future?

Royal London is a mutual. We support you and society.

It’s good to feel protected.

Our pensions can be used to help make positive change.

Together, our investments can help build a world worth retiring into.

Proudly customer owned since 1861.

Royal London. It’s everyone’s business.

Mutuality explained

Mutual companies like Royal London are customer owned. But what does this really mean?

Mutual understanding

We’ve partnered with fellow mutual Nationwide Building Society to sponsor a new report from the Social Market Foundation that aims to explain the important economic and societal benefits of mutual and co-operative businesses.

Working for customers

We design products and services that put your needs first, while helping to build financial resilience for you and wider society.

Learn about financial resilience

Working for members

We’ve got a track record of boosting your pensions with a share of our profits and aim to invest responsibly on your behalf.

Discover ProfitShare

Working for advisers

We champion the importance of impartial financial advice and long-term outcomes for your clients.

Royal London for advisers

Working for investors

Responsible investment is a fundamental part of how we aim to be good stewards of your assets1.

Royal London Asset Management


1 Application will vary across different asset classes.