We recognise people with diabetes can struggle to find competitively priced life insurance. That's why we've designed cover especially for them.
This plan provides a level of protection for your partner or your family if you die or are diagnosed with a terminal illness that meets our definition. This could help pay off the mortgage on the family home or any debts you might have.
These plans are only available through an independent financial adviser, who can help you to understand all your options before you decide on the right cover for you and your loved ones.
Remember that these plans don't have a cash-in value at any time and if you stop paying your premiums your cover will stop.
Some of the benefits of our Diabetes Life Cover
Cover for people with type 1 and type 2 diabetes with high HbA1c levels.
Rewards for good control
In return for providing us with your annual HbA1c reading, we may be able to reduce your premiums by up to 40% over a number of years, provided your condition is improving. And crucially, we won’t ever increase your premium above the original starting amount.
Practical and emotional support
Our plans come with Helping Hand, a support service that gives you access to a dedicated nurse who can help you and your family during difficult times.
Our plans bought through an independent financial adviser come with Helping Hand - a comprehensive support service that gives you access to a dedicated nurse should you experience illness, injury or bereavement during the term of your plan.
Your dedicated nurse can recommend a number of additional services if they think it’s going to help. For example:
- A second medical opinion
- Support recovering from a heart attack
- Speech and language therapy after a stroke
- Complementary therapies to help manage symptoms or help with recovery
- Bereavement counselling and support
Helping Hand is a package of support services, provided by third parties that aren’t regulated by the Financial Conduct Authority. These services aren’t part of our terms and conditions, so can be amended or withdrawn at any time.
Value of advice
If you think that our Diabetes Life Cover could be right for you the next step is to speak to an independent financial adviser. There are many benefits to independent advice.