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Retirement and pension calculators

Our tools and calculators can help you decide how to take your pension money at retirement, work out how much your pension could be worth when you retire and more.

Retirement income and lifestyle planner

Build a personalised plan for your ideal retirement and see how your pension, property and savings could help make it a reality. Understand how changes to your lifestyle or finances could affect your overall retirement outlook.

Build your plan
Retirement options calculator
Pension calculator
Retirement options calculator

Explore the different ways to access your pension savings when you retire, from choosing a secure income for life to taking tax-free cash and more.

Explore your options

 

Lump sum calculator

Understand if you might have to pay tax if you take a lump sum from your pension savings. See the impact on your remaining pension value and potential future retirement income.

See the impact

Pension calculator

Get an estimate of how much annual income your pension savings could be worth when you retire. Understand if you’re on track for the lifestyle you want in retirement.

Use the calculator

Pensions and retirement guides

Our pension and retirement guides are full of helpful information about saving and planning ahead for life when you retire.

Pension basics

Learn the basics of how pensions work, how much the state pension is, how your pension is taxed, how to boost your pension and more.

Explore pension basics  Explore pension basics

Taking your pension

Understand the different ways to take money from your pension, such as drawdown and annuities so you can make an informed choice.

Explore taking your pension  

Workplace pension guides

Explore workplace pensions with guides on how they work, workplace pension transfer, and how to pay in more using salary and bonus sacrifice.

Explore workplace pension guides