State Pension Guide

Over 40,000 people have already read our free digital guide to the State Pension. Visit our State Pension hub to get your copy now, with information on how the State Pension works and how to find out what you’re entitled to.

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Welcome to Royal London

We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services. As a proud, modern mutual we’re able to take a longer-term view. We can focus on delivering positive, enduring change on behalf of our members and customers and their families, helping to protect the standard of living for this and future generations.

Pensions

We offer a range of pension products that aim to suit your needs, whether you're just starting to save or are already thinking about your financial future when you retire. They're only available through a financial adviser or your employer.

Learn more Learn more about our pension plans

Life insurance

Whether you want to protect your family, your house and mortgage or just leave something after you're gone, we've got a life insurance policy to fit your needs. You can choose to buy through a financial adviser or directly from us.

Learn more Learn more about Life Insurance

Illness and income protection

Our range of illness and income protection products can help to support your family financially if you become critically ill or too injured or ill to work.

Find out more Find out more about Insurance

Retirement planning

Regardless of when you choose to retire, there are different options you can take to access your pension savings or unlock the value in your property. Explore what you could do.

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We're making mutuality meaningful

From voting on the way we run our business, to aiming to boost their pension savings through ProfitShare, we want our customers to feel the mutual benefit of being with us.

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Our mobile app

Keep an eye on your Royal London pension savings with our mobile app.

Register today to add beneficiaries, explore financial wellbeing guides and see your contributions.

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Our Cancer Research UK Partnership

We're proud to be working in partnership with Cancer Research UK to help protect people from facing life shocks that could prevent them saving for the future.

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Customer service

Plan login

Do you have a plan with us? Log in to view and manage your account online.

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Get in touch

If you need to make a claim on a policy, our excellent customer service team is here to help.

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Fund information

Stay on top of your investments with the latest fund factsheets, reports, and information.

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News and updates

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Royal London opens new London office to support ambitions on improved environmental impact

Royal London, the UK’s largest life, pensions and investment mutual, hosted The Rt Hon the Lord Mayor of the City of London Nicholas Lyons at the official opening of its new London Office at 80 Fenchurch Street on 4 July 2023.
Read more about Royal London opens new London office to support ambitions on improved environmental impact
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Royal London acquires Aegon UK’s individual protection book

Royal London has today announced it has reached an agreement with Aegon UK to acquire its individual protection line of business, subject to court approval.
Read more about Royal London acquires Aegon UK’s individual protection book
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The Budget 2023 and removal of the lifetime allowance

In our latest video, Consumer Finance Specialist, Sarah Pennells, explains how the Budget could impact you. Plus our handy FAQs provide more detail on the lifetime allowance removal.
Read more about The Budget 2023 and removal of the lifetime allowance
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Cost of living practical support

Take a look at our range of guides, articles and practical support. They're designed to help you manage the cost of living and make you feel a little more in control.
Get help with managing your money about Cost of living practical support
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The power of your pension to help fight climate change

We think the action we take on climate change over the next decade will radically shape the health of the planet for generations. So now is not the time to be passive. We have to act now to help you retire into a future worth living in.
How we’re doing good with your money about The power of your pension to help fight climate change
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Pensions in the news – what you need to know

You may have read stories in the news about the impact of recent events on pensions. We explain some of the key things you need to know.
Find out more about Pensions in the news – what you need to know
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Pensions reboot: three in five restart contributions after pandemic knocked back payments

Pension savers are restarting their contributions as three in five (59%) workers who made reductions due to the pandemic have since increased their payments.

Find out more about Pensions reboot: three in five restart contributions after pandemic knocked back payments
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Chancellor of the Exchequer opens Royal London House in Alderley Park

Royal London House, the new office of mutual insurer Royal London, has been officially opened in Alderley Park, Cheshire today by Chancellor of the Exchequer, The Right Honourable Rishi Sunak MP.
Read more about Chancellor of the Exchequer opens Royal London House in Alderley Park
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Extra funding "desperately needed to heat homes and families"

Sarah Pennells, Consumer Finance Specialist at Royal London, responds to the news that the Government has launched a £500m support fund for vulnerable households over winter.
Read more about Extra funding "desperately needed to heat homes and families"
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Scam warning - Impersonation scams

Fraudsters are impersonating Royal London to try to steal personal information. Find out what to do if you've been affected and how to protect yourself.
Find out more about Scam warning - Impersonation scams
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Strong flows into sustainable funds drives growth in assets under management

Royal London Financial Results 2020
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Royal London launches protection menu tool for advisers

Royal London has launched a protection tool to help advisers offer the most suitable menu protection plans for clients.

Read more about Royal London launches protection menu tool for advisers
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Royal London launches Investment Pathways

Royal London has launched its Investment Pathways, a series of solutions aimed at non-advised customers moving some or all of their pensions into income drawdown.

Read more about Royal London launches Investment Pathways
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Police Mutual becomes part of Royal London

The Royal London Mutual Insurance Society Limited (Royal London) has received all required approvals for The Police Mutual Group (Police Mutual) to become part of Royal London today (1st October).

Read more about Police Mutual becomes part of Royal London