We're proud to be the only Founding Partner of the first ever British & Irish Lions Women's Rugby Team

Welcome to Royal London

We’re the UK’s largest customer-owned life, pensions and investment company.* For over 160 years, we’ve operated without the demands of shareholders, allowing us to focus entirely on your long-term success. Royal London works for you.

*Based on total 2022 premium income. ICMIF Global 500, 2024

Pensions

We offer a range of pension products that aim to suit your needs, whether you're just starting to save or are already thinking about your financial future when you retire. They're only available through a financial adviser or your employer.

Explore pensions  Learn more about our pension plans

Insurance

Whether you want life insurance or to protect yourself against illness, we've got a policy to suit you. You can buy through a financial adviser or directly from us.

Explore insurance  

Stocks and Shares ISA

Invest with our ISA and help your money grow. With expertly managed investment options, one clear and competitive charge and ProfitShare when we do well.

Explore Stocks and Shares ISA  

Retirement planning

Regardless of when you choose to retire, there are different options you can take to access your pension savings or unlock the value in your property.

Explore retirement options  

We're making customer ownership meaningful

From voting on the way we run our business, to aiming to boost your pension savings through ProfitShare.

More about customer ownership  Learn more about customer ownership

Our mobile app

Keep an eye on your Royal London pension savings with our mobile app.

Register today to add beneficiaries, explore financial wellbeing guides and see your contributions.

Get the app  Get the app

Our Cancer Research UK Partnership

We're proud to be working in partnership with Cancer Research UK to help protect people from facing life shocks that could prevent them saving for the future.

Explore our partnership  Explore our partnership

Aegon UK protection customers

Royal London has acquired Aegon's UK individual protection policies. Learn more here.

Discover what has changed  

Tools and calculators

Are you on track for retirement? Our tools and calculators can show you how much you could have in retirement, helping you plan for your future.

Explore tools and calculators  

Customer service

News and updates

Royal London enhances income protection to better support modern working lives

Royal London has enhanced its income protection offering, introducing new features designed to better reflect how people live and work today.
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Almost 14 million face years-long recovery from the cost of living crisis

Royal London’s Financial Resilience Report 2026 shows one in four (25%) UK adults think they need three years or more to recover from high living costs.
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Royal London pays record £821m in protection claims with 98.4% payout rate

Royal London paid a record £821m in protection claims in 2025, supporting 62,412 customers, families and businesses at some of life’s most challenging moments.
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Royal London puts customers in charge with new ‘Works For You’ campaign

The UK's largest customer-owned life, pensions and investment company, Royal London, launches its new brand positioning and integrated campaign ‘Works For You’, created with VCCP.
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Royal London opens applications for £40,000 rugby award

Royal London, Founding Partner of The British & Irish Lions Women’s rugby team, today announces that applications are open for its annual Championing Women and Girls’ Grassroots Rugby Award.

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Royal London completes BPA transaction with the F.Hinds Pension Fund Trustees

Royal London has secured a £42 million bulk purchase annuity (BPA) transaction with the Trustees of the F.Hinds Pension Fund.
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Royal London refreshes anniversary emails to strengthen protection customer engagement

Royal London has refreshed its anniversary emails for protection customers giving them clearer, more helpful information and strengthening ongoing engagement with their adviser.
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Royal London announces BPA transaction with the Leeds Building Society Staff Pension Scheme

This buy-in marks Royal London's second BPA transaction with the pension scheme of a fellow mutual and the first with a building society.
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Royal London launches Targeted Support service

Royal London announces the launch of its Targeted Support ISA service – a digital offering designed to help people make better, more confident investing decisions.
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Royal London's income protection occupations refreshed for modern working lives

Royal London has announced a significant refresh of its Income Protection occupation classes in line with evolving careers that often include freelancing, gig work and multiple jobs.
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Royal London receives regulatory approval to deliver Targeted Support

Royal London is one of the first providers to receive approval to vary its permission to deliver Targeted Support.
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Royal London announces enhanced British Sign Language customer support with the adoption of the Convo app

Royal London has launched a dedicated service to better support customers who use British Sign Language (BSL) through adoption of the Convo app.
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Improving retirement outcomes and economic growth: The win-win of a better-saved nation

Landmark report with Oxford Economics analyses the impact of higher pension contributions on both households and the economy.
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Royal London to share £199m with eligible customers

Royal London financial results 2025.
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Spring Statement: Time to embrace boring

After years of fiscal drama, could 'boring' be just what the UK needs? Jamie Jenkins, Director of Policy, comments on the upcoming Spring Statement.
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Royal London announces new £800,000 partnership with Groundwork

The partnership aims to support urban communities and restore nature to help people, places and nature thrive.
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Royal London announces launch of market-leading Centralised Retirement Proposition framework (CRP)

Royal London has introduced a Centralised Retirement Proposition (CRP) framework to help advisers develop retirement income strategies for clients.
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Thousands delay claiming State Pension to get higher payouts

Almost 42,000 people claimed a delayed State Pension in 2023/24 according to figures obtained by Royal London.
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Royal London launches innovative IHT hub to support advisers

Royal London has launched its new Inheritance Tax (IHT) hub, a comprehensive, centralised, digital resource designed to support advisers through client conversations.
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Royal London announces BPA transaction with the Oxford Instruments Pension Scheme

Royal London has secured a £213 million bulk purchase annuity (BPA) transaction with the Oxford Instruments Pension Scheme.
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30 years of self-assessment - more than half of filers say it's a 'nuisance'

This year marks 30 years since self-assessment was first introduced but new research from Royal London shows more than half of those who fill in a tax return describe it as a 'nuisance'.
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