Pensions explained

We’re here to help make pensions easier to understand and help you to get the most out of them.

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Welcome to Royal London

We’re the UK’s largest mutual life, pensions and investment company, offering protection, long-term savings and asset management products and services. As a proud, modern mutual we’re able to take a longer-term view. We can focus on delivering positive, enduring change on behalf of our members and customers and their families, helping to protect the standard of living for this and future generations.


We offer a range of pension products that aim to suit your needs, whether you're just starting to save or are already thinking about your financial future when you retire. They're only available through a financial adviser or your employer.

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Life insurance

Whether you want to protect your family, your house and mortgage or just leave something after you're gone, we've got a life insurance policy to fit your needs. You can choose to buy through a financial adviser or directly from us.

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Illness and income protection

Our range of illness and income protection products can help to support your family financially if you become critically ill or too injured or ill to work.

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Retirement planning

Regardless of when you choose to retire, there are different options you can take to access your pension savings or unlock the value in your property. Explore what you could do.

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We're making mutuality meaningful

From voting on the way we run our business, to aiming to boost their pension savings through ProfitShare, we want our customers to feel the mutual benefit of being with us.

Our mobile app

Keep an eye on your Royal London pension savings with our mobile app.

Register today to add beneficiaries, explore financial wellbeing guides and see your contributions.

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Our Cancer Research UK Partnership

We're proud to be working in partnership with Cancer Research UK to help protect people from facing life shocks that could prevent them saving for the future.

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Aegon UK protection customers

Royal London has acquired Aegon's UK individual protection policies. Learn more here.

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Tools and calculators

Pension transfers let you combine your other pension savings into a single plan, so your money is in one place and you only have one charge to pay.

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Customer service

News and updates