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Introducing our workplace pension

Your workplace pension is a valuable asset provided by your employer to help you look forward to a brighter future. It aims to help your retirement savings grow. So it’s only natural you’ll want to make sure it’s the best it can be.

View our range of workplace pensions

Benefits of our workplace pension

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Carefully crafted investments

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Clear and simple communications

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Flexible retirement options

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Share in our success

As a mutual, we think our members should share in our success. So when we do well, we’ll aim to boost your retirement savings by adding a share of our profits to your plan each year.

We call it ProfitShare and you won’t find it anywhere else.

Learn more about ProfitShare

What you can expect from us

defaqto 5 star rated

5 Star rated product

Defaqto 5 Star rated group personal pension. 

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Service that sings

We’re proud to have consistently won five stars for our service.

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Secure online service

Access your plan details with our secure online service.

Our range of workplace pensions

We offer three different types of workplace pension.

Group personal pension

A group personal pension is a collection of individual pension plans set up as a group. One of these plans will belong to you.

Learn more about Group personal pension

Company pension plan

A company pension plan is run by trustees on your behalf. You'll have an individual account within the plan.

Learn more about Company pension plan

Group stakeholder pension

A group stakeholder pension is like a group personal pension, but there are different rules it must meet.

Learn more about Group stakeholder pension

Learn about pensions

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Pensions: a simple guide

Here you’ll find a quick guide to the different types of pension and the benefits of saving for retirement.
Read more about Pensions: a simple guide
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Pensions FAQs

Find the answers to some frequently asked questions about pensions.
Read more about Pensions FAQs
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Investment types explained

Get to know more about deposits, equities, property and other investment types.
Read more about Investment types explained
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How is my pension taxed?

We can’t personalise how much tax you might pay, but we can give you some general information about how tax works.
Learn more about How is my pension taxed?
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Tax-free allowances

There are limits on the amount you can invest in pension plans and on the maximum value of retirement savings that you can build up without being subject to a tax charge.
Learn more about Tax-free allowances
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The new state pension - your questions answered

When the new state pension was introduced for those reaching pension age from 6th April 2016 it was intended to be much simpler than the system it replaced.
Read more about The new state pension - your questions answered
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Avoiding scams

Financial scams come in many forms and are increasing rapidly. Royal London shows you how to spot and deal with scams.
Read more about Avoiding scams
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How to make sure the right person gets your pension when you're gone

Read our guide on how to make sure that the right person gets your pensions benefits.

Read more about How to make sure the right person gets your pension when you're gone

Secret Life of Pensions

What does your pension get up to after it leaves your pay packet?

It doesn’t just sit in an account somewhere until you retire. It's busy working hard in the real world so that when you’re older, hopefully you won’t have to.

Find out more Link to Secret Life of Pensions page