Group personal pension
A group personal pension is a collection of individual pension plans set up as a group. One of these plans will belong to you.
Company pension plan
A company pension plan is run by trustees on your behalf. You'll have an individual account within the plan.
Group stakeholder pension
A group stakeholder pension is like a group personal pension, but there are different rules it must meet.
Benefits of our workplace pension
Carefully crafted investments
Clear and simple communications
Flexible retirement options
Transparent costs and charges
What you can expect from us
5 Star rated products
Defaqto 5 Star rated group personal pension and drawdown pension.
Service that sings
We're proud of the service we offer our customers.
Easy to use online service
We’ve been helping people to help themselves for over 150 years.
Learn about pensions
What is a pension?
Here you’ll find a quick guide to the different types of pension and the benefits of saving for retirement.
Your pension questions answered
Find the answers to some frequently asked questions about pensions.
Investment types explained
Get to know more about deposits, equities, property and other investment types.
The tax rules when you want to take money from your pension
We can’t personalise how much tax you might pay, but we can give you some general information about how tax works.
Tax relief - know your limits
There are limits on the amount you can invest in pension plans without being subject to a tax charge. These limits are known as the annual allowance, the tapered annual allowance, the money purchase annual allowance.
The new state pension - your questions answered
When the new state pension was introduced for those reaching pension age from 6th April 2016 it was intended to be much simpler than the system it replaced.