Benefits of our workplace pension
Carefully crafted investments
Clear and simple communications
Flexible retirement options
What you can expect from us
5 Star rated product
Defaqto 5 Star rated group personal pension.
Service that sings
We’re proud to have consistently won five stars for our service.
Award-winning online service
Access your plan details with our secure online service.
Group personal pension
A group personal pension is a collection of individual pension plans set up as a group. One of these plans will belong to you.
Company pension plan
A company pension plan is run by trustees on your behalf. You'll have an individual account within the plan.
Group stakeholder pension
A group stakeholder pension is like a group personal pension, but there are different rules it must meet.
Learn about pensions
Pensions: a simple guide
Here you’ll find a quick guide to the different types of pension and the benefits of saving for retirement.
Find the answers to some frequently asked questions about pensions.
Investment types explained
Get to know more about deposits, equities, property and other investment types.
How is my pension taxed?
We can’t personalise how much tax you might pay, but we can give you some general information about how tax works.
There are limits on the amount you can invest in pension plans and on the maximum value of pension savings that you can build up without being subject to a tax charge.
The new state pension - your questions answered
When the new state pension was introduced for those reaching pension age from 6th April 2016 it was intended to be much simpler than the system it replaced.
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