Reasons to trust Royal London
5 Star rated products
Defaqto 5 Star rated group personal pension and drawdown pension.
Service that sings
We're proud to have consistently won five stars for our service at the Financial Adviser Service awards.
We’ve been helping people to help themselves for over 150 years.
What you can expect from us
Carefully crafted investments
Clear and simple communications
Flexible retirement options
All about our personal pension
We’ve packed our personal pension full of flexibility. So you can adjust things as and when you need to.
Our income drawdown facility gives you the freedom to take the income you need, when you need it.
Find out what our workplace pensions do and how you’re investing in a better future for yourself as they aim to grow the money you pay in over time.
Learn about pensions
What is a pension?
Here you’ll find a quick guide to the different types of pension and the benefits of saving for retirement.
Your pension questions answered
Find the answers to some frequently asked questions about pensions.
Investment types explained
Get to know more about deposits, equities, property and other investment types.
The tax rules when you want to take money from your pension
We can’t personalise how much tax you might pay, but we can give you some general information about how tax works.
Tax relief - know your limits
There are limits on the amount you can invest in pension plans without being subject to a tax charge. These limits are known as the annual allowance, the tapered annual allowance, the money purchase annual allowance.
The new state pension - your questions answered
When the new state pension was introduced for those reaching pension age from 6th April 2016 it was intended to be much simpler than the system it replaced.