Build your personalised retirement plan

Start your plan

Tell us some basic details about your finances to see what your options and income could look like when you retire. It only takes 5 minutes. 

Explore what you need

Share a bit more about your goals and find out if you're on track and the support that’s available. 

Stay on track

Keep your plan up to date and stay on track for the retirement you want.

The benefits of our retirement income and lifestyle planner

  • Quick, simple, and personal

    Getting started is quick and easy. You’ll just need to tell us some basic information about your current finances. Our guidance is personalised to you, so you can feel more confident making decisions about your retirement. 

  • Save your plan

    Come back to your plan at any time to review or make updates if things change. We’ll just ask for your email address so you can jump back in.  

  • A plan for retirement

    We’re here to help you see your options, so you can set realistic financial goals. Changes you make now could impact your lifestyle when you retire, and your future financial security.

Before you use the planner

This planner can be used by people who are 35 years old or older, who want to get a head start on thinking about saving for their retirement. 

If you already have a financial adviser, we recommend you speak to them first as how you access your pension savings in retirement may be part of your financial plan.


What information you’ll need to hand 

  • Your existing pensions value
  • Details of your other savings 
  • How much you pay into your pension each month. 

Important information 

This planner doesn't provide personalised advice or recommendations. What you actually get when you retire will depend on how your investments perform - this could be more or less than the amounts shown.  

Build your retirement plan

Start picturing your retirement and plan for your financial future in just a few simple steps.

Get started now

Find the support you need

Find a financial adviser

We strongly recommend talking about your retirement options with a professional financial adviser. 

Find a financial adviser  about Find a financial adviser

Pension Wise

Pension Wise (external site) is a government service from MoneyHelper that offers free, impartial pensions guidance. 

Visit Pension Wise  about Pension Wise

Get in touch

Have a question or need some support? Our customer service team are here to help.

Contact us  about Get in touch