Retirement explained

You may spend a long time in retirement, so it's worth planning for properly. Wherever you are on your journey, we have a range of articles to help.

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Coming up to retirement

What does your perfect retirement look like? Whether you intend to stop working altogether or just slow down a bit, we have helpful articles, written by pension experts, to help you plan.

6 min read

Retirement

30 March 2022

When you retire your main source of income is likely to be your pension. We explain what income you might have in retirement...

Six tips for your retirement plans

02 February 2022

How to get you and your retirement plans ready.

How to look after your pension savings

29 April 2021

Understanding how your pension works and what it does can help you feel more confident about the way you’re saving for the...

Where does my pension go?

24 January 2022

Find out how your pension contributions are invested into carefully chosen companies, property, bonds and cash after your...

4 min read

How to boost your pension pot

05 May 2022

It can be hard to save enough for retirement when you're buying a home and raising a family, but it’s never too late to give...

Members Pension

4 min read

Divorce and pensions

06 December 2021

Pensions are an important asset and will be considered as part of the overall financial settlement between you and your...

Pensions & Retirement Your money

More articles on coming up to retirement

In retirement

Your retirement could have brought with it a huge amount of change. Our articles can help answer some of the questions raised when you retire.

6 min read

Is your pension protected?

02 March 2022

While it’s rare for people to lose their pension, or get less than expected, if things go wrong, it’s good to know what...

Members Pensions & Retirement

20 min read

Helen Morrissey

Five things to consider before opening a branch at the 'Bank of Mum and...

23 August 2018

This guide highlights the pros and cons of lending adult children money, also known as 'the bank of Mum and Dad'

Financial planning Your money

6 min read

Borrowing when over-55: Lifetime Mortgage or Retirement Interest-Only...

29 September 2021

If you are over 55 and looking to borrow, a lifetime mortgage or Retirement Interest-Only (RIO)mortgage may be an option. But...

7 min read

Simon Read

Should I change my life insurance when I retire?

16 February 2021

Life insurance gives you peace of mind that your loved ones will be provided for when you die. So, if you’re looking to...

5 min read

The pros and cons of downsizing your home

12 April 2022

Thinking of moving to a smaller property? Read our pros and cons to find out if it’s the right move for you.

20 min read

Helen Morrissey

How to make sure the right person gets your pension when you're gone

22 August 2018

Read our guide on how to make sure that the right person gets your pensions benefits.

Pensions & Retirement Your money

Retirement tools

Retirement planner

Tell us how much income you're looking for when you retire, give us a few personal details and we'll let you know if you're on track.

Start the retirement planner

Pension calculator

Tell us a bit about yourself and we’ll give you an idea of what income you could get when you retire.

Start the pension calculator

Equity release calculator

Equity release is a long-term loan that allows over-55 homeowners to access some of their property value, tax free. Get an estimate within minutes with our free online calculator.

Start the equity release calculator