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In retirement

Your retirement could have brought with it some change. Our articles can answer some of the questions you may have.

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Retirement tools

Retirement options calculator

What options do you have for taking your pension? See what options are available and which is right for you.

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Pension calculator

Tell us a bit about yourself and we’ll give you an idea of what income you could get when you retire.

Start the pension calculator  

More topics

Our articles and guides will help you brush up on your financial knowledge about pensions, life insurance and more. Here you'll find lots of useful guidance and tips to help you understand your money better.

Pensions

Bereavement

Life insurance

Cost of living

Investments

Your money

'Good with your money' guides

Financial wellbeing

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Using your pension

When it comes to accessing your pension savings you can:

  • Take a cash lump sum
  • Get flexible access to your savings, also known as pension drawdown
  • Buy a secure income, also known as a pension annuity
  • Leave your money invested until you decide to take it.

Whatever you decide to do, you can usually take up to 25% of your pension savings completely tax free.

Find out more about using your pension  

Find the support you need

Find a financial adviser

We strongly recommend talking about your retirement options with a professional financial adviser.

Find a financial adviser  about Find a financial adviser

Pension Wise

Pension Wise (external site) is a government service from MoneyHelper that offers free, impartial pensions guidance.

Visit Pension Wise  about Pension Wise

Retirement planner

Tell us how much income you're looking for when you retire, give us a few personal details and we'll let you know if you're on track.

Use our retirement planner  about Retirement planner