How our pension contribution calculator works
Enter your details
Tell us a few details about you, including your income and when you'd like to retire.
Tell us about your pension
We'll need to know your current pension value, and how much you and your employer contribute into it.
Explore your options
Learn if you could increase your contributions, and how this could impact your retirement lifestyle.
Why use our pension contribution calculator
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Know your retirement income
Be confident you're contributing enough for when you retire, and if it's enough for the kind of lifestyle you'll want.
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Learn about tax relief
Pensions are one of the most tax-efficient ways of saving for retirement. Our calculator shows you how much tax relief you could get when you increase your contributions.
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Guidance with your employer
If you'd like to discuss paying more into your pension, we've included some questions to help with the conversation.
Before you use the calculator
If you've already got a financial adviser, it's a good idea to speak to them first. They might already have a plan in place for when you retire.
Information you'll need to hand
- Your current pension value
- How much you and your employer contribute each month
- What age you'd like to retire.
Important information
This calculator doesn't provide personalised advice or recommendations. What you actually get when you retire will depend on how your investments perform - this could be more or less than the amounts shown.
Find the support you need
Find a financial adviser
We strongly recommend talking about your retirement options with a professional financial adviser.
Pension Wise
Pension Wise (external site) is a government service from MoneyHelper that offers free, impartial pensions guidance.
Get in touch
Have a question or need some support? Our customer service team are here to help.