Lifestyle Strategies

Lower your risk as your retirement gets closer

Our range of Lifestyle strategies move gradually from higher-risk to lower-risk investments as your retirement age gets nearer. Remember, your investments could fall as well as rise and you could get less back than you pay in.

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Choose your own route

A Flexible Lifestyle Strategy lets you handpick which portfolios your investments are in at 15, 10 and five years from retirement.

To give you an idea of your attitude to risk, you can use our Risk Profiler.

All you need to do is tell us how you feel about risk and what your target is for your pension savings when you retire. Remember, the value of your investments could fall as well as rise, and you could get back less than you pay in.

Choose your target

You’ve got three choices for what to do with your pension
savings when you retire.

Secure income

Enjoy a guaranteed regular income for the rest of your life.

Learn more
Flexible access

Take the income you need, when you need it.

Learn more
Cash payment

Have all your savings paid as a cash lump sum.

Learn more

Lifestyle Strategies factsheets

View and download the latest factsheets for: