What are investment pathways?
Investment pathways were introduced to give people who are taking money from their pension savings simple, good-value investment options.
We offer a choice of four investment pathway options, covering the four most common ways that people generally choose to take money from their pension. You choose the one which most closely matches your plans for your pension savings.
What are my options?

Why choose one of our investment pathways?
All our investment pathways are managed by experts and are regularly checked to make sure that they include the best mix of investments to continue to meet their aims.
Where necessary, our experts will adjust the mix of investments. You don’t need to do anything - this is all included at no extra cost to you.
Remember that all investments can go down as well as up in value, and you could get back less than you paid in.
Frequently asked questions about investment pathways
Do I have to choose an investment pathway?
No, you can choose any other investment option from our range.
If I choose an investment pathway, what happens to my investments after five years?
They'll stay in the investment pathway unless you choose to move to another investment option.
Do I have to stay in an investment pathway for five years?
No, you can make changes to your investments at any time.
What if my plans change?
You can move to another investment pathway or any of our other investment options at any time.
How do I know if an investment pathway is right for me?
If you're unsure whether an investment pathway is right for you, we recommend speaking to a financial adviser. We designed our investment pathways to be a simple choice for our customers, but we can't give individual advice.