Barry O'Dwyer

Group Chief Executive Officer

Barry O’Dwyer is an actuary with extensive financial services experience in the UK and Ireland. He began his career at Standard Life in 1988, when it was a mutual. In 2008, he moved to HBOS and, shortly afterwards, to Prudential UK & Europe, where he became Deputy Chief Executive Officer. He returned to Standard Life in 2013, where he became Chief Executive Officer of Standard Life’s platform, pensions and savings businesses. He joined the board of Standard Life plc in 2017. Following Standard Life plc’s merger with Aberdeen Asset Management, he was the head of Standard Life Aberdeen plc’s UK business, before joining Royal London in 2019. Barry is currently a member of the board of the Association of British Insurers, a member of the board of the International Cooperative and Mutual Insurance Federation and a non-executive director of Yorkshire Building Society.

Daniel Cazeaux

Group Chief Financial Officer

Royal London Asset Management Interim Chief Executive Officer (subject to regulatory approval)

Daniel Cazeaux is a chartered accountant. From 2008 to 2020, he was a partner at KPMG in the UK, where he led global client teams delivering audit services to UK and global insurance companies, as well as advising on finance change programmes and transactions. In his time at KPMG, he also performed executive secondment roles into finance functions of large UK insurers, which enabled him to develop deep-rooted specialist and commercial expertise in the financial services industry. He currently serves as a director of Royal London Insurance Designated Activity Company, Royal London’s business in Ireland. Daniel was also appointed interim CEO of Royal London Asset Management (subject to regulatory approval) in September 2026.

Tracey Kneller

Group Chief People Officer

Tracey Kneller is responsible for the People function. She has experience and expertise, gained across the technology, FMCG and financial services sectors, working for listed and privately-owned companies. Prior to joining Royal London, she was Chief People Officer at The Co-operative Bank where, as a member of the Executive Committee, she was part of the team that managed the separation from the Co-operative Group and a recapitalisation in 2017.

Noel Freeley

Chief Executive Officer Royal London Insurance DAC

Noel Freeley is responsible for devising and executing the Group’s strategy in the Ireland business. Prior to this, he was a board member for several Royal London subsidiary companies in the UK. Before joining Royal London, he headed the pensions and protection business at Co-operative Insurance and previously performed roles for Friends Provident in the UK and Asia.

Susie Logan

Group Chief Marketing Officer

Susie Logan is responsible for executing the brand and marketing strategy. She has a wealth of knowledge of marketing in the financial services sector with over 26 years’ experience. Before joining Royal London, she was Brand and Marketing Director at Standard Life. Prior to that, she held positions at Scottish Widows, Zurich Life and Bank of Ireland Mortgages.

Louise Gelling

Group Chief Risk Officer

Louise Gelling leads Royal London's Group Risk and Compliance function, with responsibility for overseeing the effective management of risk across the Group. She is a chartered accountant with more than 26 years' experience in financial services. Before joining Royal London, she served as the interim Chief Risk and Compliance Officer at M&G plc, where she led the risk and compliance function across a FTSE 100 savings and investment business. Earlier in her career, she held senior roles at UBS and Deloitte across operational risk, audit and consulting. She has extensive experience in risk management, governance and regulatory engagement across the banking, asset management and insurance sectors.

Peter Josse

Group Chief Operating Officer

Peter Josse is responsible for ensuring the efficient and effective running of Group Technology, Group Customer Services, Group Procurement and Group Facilities. He has over 26 years’ experience in the financial services industry, and, over his career, he has established a track record of delivering great customer outcomes and colleague experience enabled by technology. Before joining Royal London, he was the Chief Information Officer at Barclays UK.

Julie Whitehead

General Counsel

Julie Whitehead is a qualified lawyer and leads the legal team. With over 28 years’ legal experience in the financial services industry, she joined Royal London from AXA where she held roles as UK Regulatory & Compliance Director and Legal Counsel. In her career, she has held legal roles at Geest plc and AMP UK, providing legal advice to Pearl Assurance, London Life, Henderson Investors and NPI.

Bernie Hickman

Chief Customer Officer

Bernie Hickman is responsible for providing strategic leadership to the UK business, ensuring we deliver good outcomes for customers, employers and their advisers. Before joining Royal London, he was CEO of L&G's retail division, where he led its retail, workplace and fintech businesses. He brings three decades of financial services experience, including a number of other senior roles at L&G, and roles at Aviva.