Manage your RLUM ISA or Unit Trust

Top up my investment

To top up or add to any of the funds you already hold, just follow these simple steps:

• Work out how much you want to add to your existing investment.
• You'll need to check the allowance you have left. If you aren't sure how much you can invest in the current tax year, call us and we'll be able to help you.
• For more information about your ISA allowance for the current tax year, see the government's Individual Savings Account information.
• Make a cheque payable to RLUM Ltd, (write your investor ID on the reverse)
• Complete the RLUM Declaration and return it to us with your cheque to:
  
  

FREEPOST RTLX-CXRU-KAUG
RLUM Ltd, 5th floor
Churchgate House
56 Oxford Street
Manchester
M1 6EU

You'll need to complete a new application form if:

You haven't contributed to your investment in the current or previous tax year and wish to top up now,

OR

If you would like to invest in a different fund/s to those you already have.

In these situations, complete the application form and return it to us with your cheque to the freepost address.

Download an application form [PDF, 0.14MB]

Increase or decrease a monthly Direct Debit

If you invest via a monthly direct debit into your Stocks and Shares ISA or Unit Trust, you can change the amount that you invest.

If you want to increase the amount you pay, you can do this by either calling us on 0345 605 7777 or by completing the RLUM Declaration form [PDF, 0.1MB] and returning it to us by post at:

FREEPOST RTLX-CXRU-KAUG
RLUM Ltd, 5th floor
Churchgate House
56 Oxford Street
Manchester
M1 6EU

If you call us to increase the amount you pay, we'll ask you to confirm that you’ve read the relevant KIID before we can increase your direct debit payment.

If you want to decrease the amount you pay, you can call us on 0345 605 7777. We’ll carry out your instruction without the need to discuss the KIID. Remember the minimum regular contribution to your investment is £50 per month.

Switching funds

You can decide that you want to switch the funds that you're invested in. You can do this by either calling us on 0345 605 7777 or by completing the RLUM Declaration form [PDF, 0.1MB] and returning it to us by post at:

FREEPOST RTLX-CXRU-KAUG
RLUM Ltd, 5th floor
Churchgate House
56 Oxford Street
Manchester
M1 6EU

If you're calling us to switch your funds, we will ask you to confirm that you’ve read the relevant KIIDs before we can make the switch. Switching is currently free of charge.

Transferring in from another ISA provider

You can transfer both Cash ISAs and Stocks and Shares ISAs from other providers into your RLUM Ltd Stocks and Shares ISA at any time.

If you want to transfer an existing Cash or Stocks and Shares ISA to us you will need to complete an ISA application form [PDF, 0.14MB] and a Transfer application form [PDF, 0.1MB].

Please note a minimum transfer value of £1,000 applies.

Switch my Unit Trust to an ISA

If you already have an ISA with us you can switch your RLUM Unit Trust to your ISA. Providing you're investing in the same funds, all you need to do is call us on 0345 605 7777 and we'll carry out your instruction.

You'll need to check the allowance you have left. If you’re unsure how much you can invest in the current tax year, we can advise you of the allowance on the call. Or you can visit the government's Individual Savings Account information.

If you want to invest in different funds, and you’ve read the relevant KIID for the new funds that you want to invest in, then call us on 0345 605 7777 and we’ll carry out your instruction.

Please remember that as part of the switch we will sell the requested amount in your Unit Trust and purchase the same amount into your ISA. We don't charge for this and the same amount of units will be purchased as sold. But this action could result in a chargeable gain and we recommend that you discuss this with your tax adviser / specialist before requesting the switch.

If you haven't contributed to an ISA with RLUM Ltd in either the current or previous tax year, you will need to complete an application form.