Important information about your Stocks & Shares ISA


Allowance from April 6th 2020

The ISA allowance for the 2020-21 tax year is £20,000. You can use your  allowance to invest in a Cash ISA, Innovative Finance ISA, Lifetime ISA, a Stocks & Shares ISA or any combination of these.

ISA investment limits

There are four types of investment you can hold within an ISA – Cash, Innovative Finance, Lifetime ISA and Stocks & Shares.

You can subscribe to one Cash ISA, one Innovative Finance ISA, one Lifetime ISA and one Stocks & Shares ISA in any one
tax year, provided you do not exceed the overall ISA allowance.

Please remember the following important information:

  • If you continue to pay into your RLUM Ltd Stocks & Shares ISA in the 2020-21 tax year, you cannot pay into
    a Stocks & Shares ISA with another provider in the 2020-21 tax year
If you want to top up your investment

Visit the Pay Money In page for more information, or call us on 0345 605 7777.

Stocks & Shares ISA – RLUM Ltd Unit Trusts
  Single year performance for five years
% increase or decrease
  31/03/2015 - 31/03/2016

31/03/2016 – 31/03/2017

31/03/2017 – 31/03/2018 31/03/2018 – 31/03/2019 31/03/2019 – 31/03/2020
Royal London Sustainable Diversified Trust Class A -0.87 17.23 3.54 7.43 4.37
Royal London Sustainable World Trust Class A -0.39 24.80 5.55 10.83 7.34
Royal London Sustainable Leaders Trust Class A -1.91 17.22 4.45 9.61 1.03
Royal London Corporate Bond Monthly Income Trust Class A -2.22 8.89 2.02 3.76 1.34
Royal London UK Growth Trust Class A -4.66 15.63 2.76 5.11 -17.84
Royal London UK Income with Growth Trust Class A -3.99 11.85 -2.56 6.00 -15.09
Royal London European Growth Trust Class A 2.62 17.12 11.55 2.72 -4.06
Royal London US Growth Trust Class A -6.45 42.90 -3.81 11.53 -1.38

Source: Lipper IM

Note, the Corporate Bond Monthly Income Trust, UK Income with Growth Trust, UK Growth Trust, European Growth Trust and the US Growth Trust moved to a single price basis on 1 March 2019. However, for the purpose of performance we will need to continue reporting on a ‘selling price to selling price’ basis for a number of years.

The figures above are calculated on a ‘selling price to selling price’ basis with the exception of Sustainable Leaders, diversified and World Trusts, which are calculated on a single price basis. In all instances net income is reinvested and does not take into account the tax benefits unit trusts may attract when held within an ISA.

Past performance is not a reliable indicator of future results and the value of this investment and any income from it can go down as well as up. This is not a guaranteed investment and you may get back less than you have put in.