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Your investment

From the 1st July 2018, we've updated what you need to do when you make a change to your RLUM Ltd Stocks and Shares ISA/Unit Trust. These include topping up, increasing your regular contributions or switching the funds you're investing in. We now need confirmation that you've read the relevant Key Investor Information Document (KIID) before we can proceed with your instruction.

We also recommend that you read the Supplementary Information Document (SID) which contains our Terms & Conditions and the Costs & Charges Disclosure Documents (CCDD). All these documents, including guidance and application forms are available by visiting our Manage your RLUM ISA or Unit Trust page.

 

Your October 2019 Statement

Costs & Charges Disclosure Breakdown

With your April 2019 half-yearly statement we included a Costs and Charges Breakdown Disclosure report and stated that we will continue to provide it with each half-yearly statement.

We have now had clarification from our regulator, the Financial Conduct Authority, and from our industry body, the Investment Association, that we are not required to send a Costs and Charges Breakdown Disclosure report with your half-yearly statement. As a result we have taken the decision to stop sending these out to customers. We felt that, as we are providing details on the charges incurred during the statement period in the half-yearly statement, providing the Costs and Charges Breakdown Disclosure report, which is calculated on a different basis and over a different time period, would only cause confusion for customers.

Important Information

Visit our Manage your RLUM ISA or Unit Trust page to find our Key Investor Information Documents and Costs & Charges Disclosure Documents. You can also find a copy of our Supplementary Information Document (SID) which details our Terms and Conditions.

Responsible Investor

RLUM Ltd has retained an investment adviser (Royal London Asset Management Limited (RLAM)) to undertake the service of portfolio management for all schemes, through an Investment Management Agreement. Visit the RLAM website to see how they act as a responsible investor.

Prospectus

Download the RLUM Prospectus (PDF - 0.8MB)

European MiFID Template

MiFID II introduces new obligations on firms. These include the requirement that firms ensure their products and services are designed in a way consistent with the interests of their clients. As part of this, firms are required to provide a description of each of their funds in a European MiFID Template (EMT). You can view the EMTs for RLUM funds on the RLAM website.

Annual & Interim Reports

Copies of the Annual & Interim Reports for the RLUM funds can be found on the RLAM website. Or if you prefer you can ring us on 0345 605 7777 (between 8am - 6pm Monday to Friday excluding bank holidays) to request a copy free of charge.

Ethical and Sustainable Investment Policy

RLUM Ltd maintains an Ethical and Sustainable Investment Policy which is applied to the Sustainable fund range. Please click here to view a copy of the policy.

This policy may change from time to time to reflect new developments and research in the field of sustainable investment. Investors in the Sustainable fund range will be notified of any material changes to this policy.

Investment glossary

If you aren't sure what something means, our handy investments jargon buster is full of plain English explanations for some of the most commonly used investments terms.

Visit Investment glossary page