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RLUM ISA overview

Get more information about your existing RLUM ISA or Unit Trust investment.

Please note, the RLUM ISA is no longer available to new customers.

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Ukraine crisis

RLUM has retained an investment adviser Royal London Asset Management (RLAM) to undertake the service of portfolio management for all funds, through an Investment Management Agreement.  Both RLUM and RLAM recognises that the Ukraine invasion is a human tragedy, and one that we hope is resolved swiftly. We have a responsibility to investors in our funds and are monitoring the situation closely, and of course are complying with all restrictions and sanctions issued by relevant authorities.

RLAM has no exposure to Russian companies in their active funds, including the active funds they manage for RLUM, such as global equities, sterling credit, and sustainable funds. Total Russian exposure accounts for less than 0.1% of RLAM’s total assets under management and once Russian markets re-open, they will look to sell all remaining exposure if, and when possible.

As a result of the situation, it is possible that the value of investments will continue to go up and down more than usual as events unfold. It is important to remember that most investments are long term and making changes to investments based on short term movements could lead to worse outcomes in the long term. If you are in any doubt about the suitability of your investment you should seek professional financial advice.

Your investment

From the 1st July 2018, we've updated what you need to do when you make a change to your RLUM Ltd Stocks and Shares ISA/Unit Trust. These include topping up, increasing your regular contributions or switching the funds you're investing in. We now need confirmation that you've read the relevant Key Investor Information Document (KIID) before we can proceed with your instruction.

We also recommend that you read the Supplementary Information Document (SID) which contains our Terms & Conditions and the Costs & Charges Disclosure Documents (CCDD). All these documents, including guidance and application forms are available by visiting our Manage your RLUM ISA or Unit Trust page.

 

Important Information

Visit our Manage your RLUM ISA or Unit Trust page to find our Key Investor Information Documents and Costs & Charges Disclosure Documents. You can also find a copy of our Supplementary Information Document (SID) which details our Terms and Conditions.

You can read more information about our ISAs and Unit Trusts here, and information about our Stocks and Shares ISAs here.

 

Assessment of Value

Visit our dedicated Assessment of Value page to learn more and download our reports.

Our Assessment of Value report is our view of the value our funds are providing to our customers. The report confirms how we complete our Assessment of Value, any issues that we have identified, and appropriate actions to rectify those issues, all with a view to ensure that our customers receive value for money.

Keeping you safe from fraud

An Anti–Money Laundering directive has been introduced which means whenever you deal with us we may need to verify your identity or the identity of certain individuals connected to the product. At Royal London we do this electronically to make things easier for you. If you’d like to know more about how we use your information, visit our full privacy notice.

Responsible Investor

RLUM Ltd has retained an investment adviser (Royal London Asset Management Limited (RLAM)) to undertake the service of portfolio management for all schemes, through an Investment Management Agreement.

Prospectus

Download the RLUM Prospectus (PDF - 876KB)

European MiFID Template

MiFID II introduces new obligations on firms. These include the requirement that firms ensure their products and services are designed in a way consistent with the interests of their clients. As part of this, firms are required to provide a description of each of their funds in a European MiFID Template (EMT). You can view the EMTs for RLUM funds on the RLAM website.

Annual & Interim Reports

Copies of the Annual & Interim Reports for the RLUM funds can be found on the RLAM website. Or if you prefer you can ring us on 0345 605 7777 (between 8am - 6pm Monday to Friday excluding bank holidays) to request a copy free of charge.

Ethical and Sustainable Investment Policy

RLUM Ltd maintains an Ethical and Sustainable Investment Policy which is applied to the Sustainable fund range. View a copy of the policy.

This policy may change from time to time to reflect new developments and research in the field of sustainable investment. Investors in the Sustainable fund range will be notified of any material changes to this policy.

Investment glossary

If you aren't sure what something means, our handy investments jargon buster is full of plain English explanations for some of the most commonly used investments terms.

Visit Investment glossary page