Tiered Gift Card Offer terms and conditions

Get up to an £150 Gift Card from Argos. Yours after six payments. The level of cover you choose should be based on what you need and can afford. It should not be influenced by the value of the gift card.

If you take out Royal London Over 50s Life Cover directly with us, you will receive a thank you Gift Card - up to an £150 Gift Card or E-Gift Card (the 'Gift Card Offer') after your sixth monthly payment.

THIS OFFER HAS NOW EXPIRED.

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Tiered Gift Card Offer terms and conditions

If you take out Royal London Over 50s Life Cover directly with us between 09 September 2019 and 08 November 2019, you will be entitled to receive an Argos Gift Card (the ‘Gift Card Offer’) after your sixth monthly payment. The value of your Gift Card will be determined by the value of your monthly payments to Royal London, as set out in the table below:

Monthly Payment

Gift Card Value
£3.95 to £5.00 £50
£5.01 to £25.00 £100
£25.01 to £100.00 £150

The following terms and conditions will apply:

  • The Gift Card Offer applies to Royal London Over 50s Life Cover (first policy only per person) taken out directly with us, which is available online (at www.royallondon.com) via the telephone or via postal applications. Policies taken out another way, for example via a financial advisor, are not eligible for the Gift Card Offer. The gift card offer does not apply to any other Royal London product unless otherwise stated.
  • The Gift Card Offer is available from 09 September 2019 until 08 November 2019 inclusive.
  • To receive the Gift Card Offer you must:
  • be eligible for and agree to take out a Royal London Over 50s Life Cover. The Gift Card Offer is not available if we do not offer you a policy; and
  • pay your first six monthly payments

How you will receive your Gift Card

  • If you provide us with an email address, we will send you an email after you have made six monthly payments with instructions for how you can redeem your Gift Card online. You have ninety days from the receipt of this email to redeem your E-Gift Code from an online portal. If you do not redeem your E-Gift Code within ninety days, you will no longer be able to claim the Gift Card Offer.
  • Once the E-Gift Code is redeemed you will be informed of the retailer’s specific terms and conditions around the validity period of the Gift Card Offer.
  • If you don’t provide us with an email address, we will issue the Gift Card to your home address and you’ll typically receive your physical Gift Card in the post around four to five weeks after you’ve made your sixth monthly payment.
  • The Gift Card Offer is subject to any restrictions imposed by the retailer of the Gift Card, for details see: https://www.argos.co.uk/help/terms-and-conditions/
  • If you take out Royal London Over 50s Life Cover and we withdraw the Gift Card offer before you receive your Gift Card, you will still receive your Gift Card provided you meet the requirements set out in the third bullet under “The following terms and conditions will apply”.
  • If you cancel your Royal London Over 50s Life Cover before you have paid your sixth monthly payment, you will not qualify for the Gift Card Offer. If you were to die before you have paid your sixth monthly payment, you will not qualify for the Gift Card Offer.
  • No cash alternative will be offered.
  • We may amend or withdraw the Gift Card Offer at any time before you agree to take out cover. We will only do so where we are required for legal or regulatory reasons, or for the prevention of financial crime.
  • The Gift Card Offer is limited to one per policy sold and to two Gift Card Offers per household. You are not entitled to use the Gift Card Offer together with any other gifts or offers given by us.
  • If you take out a Royal London Over 50s Life Cover policy with us you will not be entitled to this Gift Card Offer if you have previously taken out a Royal London Over 50s Life Cover policy directly with us and received a Gift Card with that policy, if that policy has been cancelled within the past 12 months.
  • We may cancel the Gift Card Offer should we discover, or have a reasonable suspicion to believe, that the terms of the Gift Card Offer are being abused.
  • In the unlikely event that we are unable to fulfil your gift card offer, we will contact you as soon as we can. We will send you a different gift, which will be of an equal or greater value.
  • The Gift Card Offer is not open to employees or contractors of the Royal London Mutual Insurance Society Limited or any of its subsidiary companies.
  • The Gift Card Offer will be administered on our behalf by the Marketing Lounge Partnership Limited who will provide you with an E-Gift Code via an online portal or send you a Gift Card by post. We will be required to share some data, such as your policy number and your name and address, with the Marketing Lounge Partnership Limited to enable them to fulfil the Gift Card Offer. To better understand how your information will be used in this process please visit royallondonrewards.co.uk/choices/privacy

The Royal London Group consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. Registered in England and Wales number 99064. Registered office: 55 Gracechurch Street, London, EC3V 0RL.