Important information about your Stocks & Shares ISA

ISA investment limits

There are four types of ISA – Cash, Innovative Finance, Lifetime ISA and Stocks & Shares.

From 6th April 2024, you are allowed to subscribe into multiple ISAs of the same type, with the exception of the Lifetime ISA, within the tax year. What this means is you can have more than one Stocks & Shares ISA or Cash ISA or Innovative Finance ISA but you can still not exceed the overall ISA allowance. You can have a mixture of ISA types as long as the overall ISA allowance is not exceeded.

Key points to remember

• A Stocks & Shares ISA is designed for investors who intend to hold their ISA for the medium to long term (for example, 5 years or longer).
• Stock markets go through good times and bad times. When market conditions look uncertain it is important to remember that equity investing is for the long term. Review your investments in the context of your financial goals, not short-term performance.
• The value of your investment can go down as well as up.
• As with any investment, there is a chance you will get back less than you originally invested.

If you want to top up your investment

Visit the Manage your RLUM ISA or Unit Trust page for more information, or call us on 0345 605 7777.

RLUM ISA - Past Performance

You can view the past performance of the RLUM Unit Trusts on the fund factsheets, which can be found on the RLUM fund details page.