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Understanding your pension and investments

Financial wellbeing - helping you to understand how you feel about money and your financial decisions

Practical support with the cost of living What is an ISA and how do they work? How to save more money The benefits of regular investing

We want you to really get to know your pension

Knowing what happens to the money in your pension gives you confidence you’re making the right decisions for your future. Investments can seem complicated. We'll make it easier for you to understand the basics.

5 min read

What is a pension & the different types

04 April 2023

What is a pension? Learn its importance & how it secures your financial future. Visit Royal London today to find out more

Pensions & Retirement Personal pensions

5 min read

Pension allowances explained

22 August 2018

There are limits on the amount you can invest in pension plans without being subject to a tax charge. These limits are known...

Pensions & Retirement Tax

5 min read
Sarah Pennells

State Pension: What It Is & How It Works

06 April 2023

The State Pension is a regular payment most people can claim from state pension age. Find out what you’re entitled to, and...

Pension transfers

30 June 2022

Find out what you need to know about pension transfers and if it's right for you if you're thinking about combining your...
5 min read

Understanding pension tax rules

21 April 2021

Understand pension tax rules easily with Royal London's comprehensive guide. Gain clarity on your tax free cash, what's...

Pensions & Retirement Tax

Pensions Explained: your questions answered

03 May 2022

Find the answers to some frequently asked questions about pensions.

Pensions & Retirement

5 min read

Investment types explained

22 August 2018

Get to know more about deposits, equities, property and other investment types.

Funds Investments

10 min read

Defined Benefit pensions – The pros and cons of transferring

22 August 2018

Thinking about transferring your defined benefit pension, this guide is designed to present you with options to consider when...

Pensions & Retirement Your money

20 min read

Tax codes explained

20 April 2020

If you receive a wage or a pension, your employer or pension provider is required to deduct any income tax due before the...

Tax Your money

10 min read

Should I transfer my pension, three things to think about

08 July 2022

Thinking about making a pension combining your pensions into one place? Read on to learn about the key things to consider...

Pensions & Retirement

It's easier to see your future with our app

Your pension savings could be just a simple click, or fingerprint away. Our mobile app makes it easier for you to keep an eye on your pension savings. Use it however you like and whenever you like. 

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Pension Calculator

Our pension planning calculator is designed to give you an idea of the retirement lifestyle you could have. Tell us a few details to see if you're on track.

Start the pensions calculator  

Retirement options calculator

What options do you have for taking your pension? See what options are available and which is right for you.

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Risk profiler

Get an idea of your attitude to risk by answering 12 simple questions.

Start questionnaire