How can I pay for my funeral?

You can pay for your funeral in several ways; out of your savings, through a prepaid funeral plan or leaving some money aside in your will. If you have a life insurance plan, for example, an over 50s plan, you can leave a lump sum gift for your loved ones, which they can use to pay towards your funeral costs.

Frequently asked questions

Usually, a direct funeral, also known as a direct cremation is a basic, ‘no-frills’ option that covers your essential cremation costs. It does not include a funeral service and your loved ones will not be able to attend the cremation.

Subject to eligibility, the Government provides a social fund to help towards funeral costs. The Funeral Payment is for people on a low income who are receiving certain benefits.

Funeral plans are designed to allow you to pay for the cost of your funeral in advance, taking advantage of today's prices. Some funeral plans are also insurance policies, which means there will be nothing more for your family to pay if you die before you've made all your payments. Other plans, which don't have insurance, may leave a shortfall to be paid by your family before the funeral is paid for.

Some funeral plans allow you to pay for the cost of your funeral upfront, monthly. Other payment options may include paying the full cost in a lump sum - a single payment.

Pre-paid funeral plans allow you to pay for your funeral at today's prices and to choose the kind of funeral you would like to have. You can also set aside some money in your will or a savings account to help you do that.

Usually, a direct funeral, also known as a direct cremation is a basic, ‘no-frills’ option that covers your essential cremation costs. It does not include a funeral service and your loved ones will not be able to attend the cremation.

Subject to eligibility, the Government provides a social fund to help towards funeral costs. The Funeral Payment is for people on a low income who are receiving certain benefits.

Funeral plans are designed to allow you to pay for the cost of your funeral in advance, taking advantage of today's prices. Some funeral plans are also insurance policies, which means there will be nothing more for your family to pay if you die before you've made all your payments. Other plans, which don't have insurance, may leave a shortfall to be paid by your family before the funeral is paid for.

Some funeral plans allow you to pay for the cost of your funeral upfront, monthly. Other payment options may include paying the full cost in a lump sum - a single payment.

Pre-paid funeral plans allow you to pay for your funeral at today's prices and to choose the kind of funeral you would like to have. You can also set aside some money in your will or a savings account to help you do that.