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- About us
- Members
- Understanding your finances
- Your personal finances
- The penny drops podcast
In our monthly podcast series, we cover the big personal finance topics such as savings, pensions, budgeting, debt, family finance, marriage and retirement – as well as other issues that money can have an impact on, like your mental health, physical health and the environment.
Each episode our host, presenter and broadcast journalist Andrea Fox, will be grilling financial experts and special guests to get the answers we’re looking for and tips that you can put into action.
How to listen
You can download and listen to episodes using your podcast app, including:
Just search for ‘The penny drops’. We’ll be releasing a new podcast at the beginning of each month, so make sure to subscribe to be the first to hear new episodes. If you don’t have access to an app, you can listen to the podcast online via Podbean.
We’d love to hear what you think of the series, so please do leave us a review, or if you have any comments or money questions you’d like us to cover, you can get in touch at thepennydrops@royallondon.com.
Our latest episodes
What is responsible investment, Ashley Hamilton Claxton
Andrea Fox speaks to Ashley Hamilton Claxton, Head of Responsible Investment for Royal London Asset Management, about all things responsible investment – what it is, why it’s important and how it can play a role in helping us to tackle big global issues like climate change.
Where to get financial help if you’re disabled, MS Society
Andrea Fox joins the MS Society’s Benefits Advisor, Bez Ely, and Head of Policy, Phillip Anderson, to discuss how having a disability can impact someone financially and how to find the right support.
How to start your own business, Dan Moosah
Andrea Fox speaks to Dan Moosah, the founder of children's entertainment company Keep Em Quiet, about all things business, from side hustles, choosing a partner and developing a product, to funding, risks and hidden costs.
Why it’s time to think differently about our finances, Sarah Pennells
Andrea Fox speaks to Royal London’s Sarah Pennells, a personal finance expert and broadcaster, about why it’s time to think differently about our finances and what we want from them. We explore how we can both save for the future and invest responsibly, helping us to build financial resilience as well as a better and more sustainable world to live in.
Pride month and LGBT+ finances, Paul Martin OBE
Join Andrea with her guest, Paul Martin OBE, the CEO of the LGBT Foundation, as they discuss some of the issues the LGBT+ community face in their financial lives simply as a result of their sexual orientation or gender identity.
Why is protection insurance so important? Kara Gammell
Andrea Fox speaks to Kara Gammell, award-winning personal finance journalist and founder of money-saving blog ‘Your Best Friend's Guide to Cash’ to find out everything you need to know about protection insurance.
Older episodes
If you're enjoying the series you can find all of our previous episodes on your podcast app by searching 'The penny drops'. Subscribing will also make sure you don't miss out on any upcoming episodes.
How to get more information
More information and resources for each topic can be found in the episode notes on your app.
Please note that the topics and issues discussed on ‘The penny drops’ can vary depending on your personal circumstances. Royal London recommends you seek professional independent financial advice before making financial decisions. All views and opinions expressed are those of the experts and not of Royal London.
More on managing your finances
There's always more to learn about taking care of your finances, whatever stage of life you're at. Our personal finance articles and videos are full of useful tips and support.
Our money guides
Our guides provide information on a wide range of issues to help you make the most of your money. They also point you in the right direction if you need further assistance.