The penny drops podcast is here to help you understand your money and make better informed financial decisions.
In this monthly podcast series, we’ll cover the big personal finance topics such as savings, pensions, budgeting, debt, family finance, marriage and retirement – as well as other issues that money can have an impact on, like your mental health, physical health and the environment.
Each episode our host, presenter and broadcast journalist Andrea Fox (whose voice you may have heard announcing shows like Britain’s Got Talent on ITV), will be grilling financial experts and special guests to get the answers we’re looking for and tips that you can put into action.
Listen to the podcast
You can download and listen to episodes using the iTunes Podcasts, Spotify, Google Podcast or Castbox apps – just search for ‘The penny drops’. We’ll be releasing a new podcast at the beginning of each month, so make sure to subscribe to be the first to hear new episodes.
Or, if you don’t have access to an app, you can listen to the podcast online. We’ll send you reminders about any new episodes in your quarterly member emails.
We’d love to hear what you think of the series, so please do leave us a review, or if you have any comments or money questions you’d like us to cover, you can get in touch at thepennydrops@royallondon.com.
New episodes
Popular money questions answered
Founder of MoneyMagpie Jasmine Birtles answers some of the most asked money questions.
November 2019
Let's talk about pensions
Money expert and creator of the SavvyWoman website Sarah Pennells goes back to basics on pensions.
December 2019
How to save without noticing
Personal finance journalist and savings whizz Emma Lunn shares everything you need to know about how to save money.
January 2020
Why planning for death is so important
BBC Radio 5's Wake Up To Money presenter Guy Kilty talks end-of-life planning and why it’s important to think about it early on.
February 2020
Managing your finances as a woman
Bola Sokunbi, founder of Clever Girl Finance, delves into female finances and the life events that can impact women and their money.
March 2020
Staying motivated and determined
Mikael Lawal talks about his journey from poverty to professional boxing, and how he’s managed personal and financial struggles.
April 2020
Money and your mental health
Fashionpreneur and campaigner George David Hodgson and Money & Mental Health's Brian Semple discuss how our finances can affect our mental health, and vice versa.
May 2020
Making ethical choices with your money
Founder of Ethical Consumer Rob Harrison explains the different ways we can be more ethical and sustainable with our money, from day-to-day spending to financial products.
June 2020
Bonus episode: cricket careers, overcoming challenges and life in lockdown
Cricket stars Jonny Bairstow and Ebony Rainford-Brent join us in this episode as an official part of Royal London’s title sponsorship of One-Day International Cricket.
June 2020 (BONUS)
How to plan and manage family finances
Rich Edwards, one half of Two Dads in London, and Becky O’Connor, Personal Finance Specialist at Royal London, discuss the financial impacts of having a family.
July 2020
Living, growing and thriving with a disability
Paralympian Sam Ruddock speaks to us about sports, big ambitions, managing finances as an athlete and living with a disability.
August 2020
How to make and stick to a budget
Finance editor and money expert Kalpana Fitzpatrick joins us to talk about why we need a budget and how to start, maintain and review it.
September 2020
Why we should all be talking about death
TV presenter and published author Jeff Brazier and photographer and filmmaker Rankin have an open conversation about preparing for death and how we can all feel more comfortable discussing it.
October 2020
Everything you need to know about retirement planning
Sarah Pennells, head of financial capability and guidance at Royal London, joins us for the second time, this time to speak about why retirement planning is so important.
November 2020
Getting through financial hardship
Singer, actor and TV presenter Duncan James shares his personal story of financial hardship, while Jo Kerr, Director of Impact and Innovation at Turn2us, guides us through the support available for financially vulnerable people.
December 2020
Getting your financial year off to the right start
Comedian Josh Widdicombe and award-winning financial journalist Georgie Frost join us to reflect on the challenges of 2020 and talk about money tips, habits and goals to set us up for the new year.
January 2021
Getting more information
Please note that the topics and issues discussed on ‘The penny drops’ can vary depending on your personal circumstances. More information and resources for each topic can be found in the episode notes on your app.
Royal London recommends you seek professional independent financial advice before making financial decisions. All views and opinions expressed are those of the experts and not of Royal London.
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