The penny drops podcast is here to help you understand your money and make better informed financial decisions.
In this monthly podcast series, we’ll cover the big personal finance topics such as savings, pensions, budgeting, debt, family finance, marriage and retirement – as well as other issues that money can have an impact on, like your mental health, physical health and the environment.
Each episode our host, presenter and broadcast journalist Andrea Fox (whose voice you may have heard announcing shows like Britain’s Got Talent on ITV), will be grilling financial experts and special guests to get the answers we’re looking for and tips that you can put into action.
Listen to the podcast
You can download and listen to episodes using the iTunes Podcasts, Spotify, Google Podcast or Castbox apps – just search for ‘The penny drops’. We’ll be releasing a new podcast at the beginning of each month, so make sure to subscribe to be the first to hear new episodes.
Or, if you don’t have access to an app, you can listen to the podcast online. We’ll send you reminders about any new episodes in your quarterly member emails.
We’d love to hear what you think of the series, so please do leave us a review, or if you have any comments or money questions you’d like us to cover, you can get in touch at email@example.com.
Popular money questions answered
Founder of MoneyMagpie Jasmine Birtles answers some of the most asked money questions.
Why planning for death is so important
BBC Radio 5's Wake Up To Money presenter Guy Kilty talks end-of-life planning and why it’s important to think about it early on.
Managing your finances as a woman
Bola Sokunbi, founder of Clever Girl Finance, delves into female finances and the life events that can impact women and their money.
Staying motivated and determined
Mikael Lawal talks about his journey from poverty to professional boxing, and how he’s managed personal and financial struggles.
Making ethical choices with your money
Founder of Ethical Consumer Rob Harrison explains the different ways we can be more ethical and sustainable with our money, from day-to-day spending to financial products.
Bonus episode: cricket careers, overcoming challenges and life in lockdown
Cricket stars Jonny Bairstow and Ebony Rainford-Brent join us in this episode as an official part of Royal London’s title sponsorship of One-Day International Cricket.
June 2020 (BONUS)
How to plan and manage family finances
Rich Edwards, one half of Two Dads in London, and Becky O’Connor, Personal Finance Specialist at Royal London, discuss the financial impacts of having a family.
Living, growing and thriving with a disability
Paralympian Sam Ruddock speaks to us about sports, big ambitions, managing finances as an athlete and living with a disability.
How to make and stick to a budget
Finance editor and money expert Kalpana Fitzpatrick joins us to talk about why we need a budget and how to start, maintain and review it.
Why we should all be talking about death
TV presenter and published author Jeff Brazier and photographer and filmmaker Rankin have an open conversation about preparing for death and how we can all feel more comfortable discussing it.
Everything you need to know about retirement planning
Sarah Pennells, head of financial capability and guidance at Royal London, joins us for the second time, this time to speak about why retirement planning is so important.
Getting through financial hardship
Singer, actor and TV presenter Duncan James shares his personal story of financial hardship, while Jo Kerr, Director of Impact and Innovation at Turn2us, guides us through the support available for financially vulnerable people.
Getting your financial year off to the right start
Comedian Josh Widdicombe and award-winning financial journalist Georgie Frost join us to reflect on the challenges of 2020 and talk about money tips, habits and goals to set us up for the new year.
Getting more information
Please note that the topics and issues discussed on ‘The penny drops’ can vary depending on your personal circumstances. More information and resources for each topic can be found in the episode notes on your app.
Royal London recommends you seek professional independent financial advice before making financial decisions. All views and opinions expressed are those of the experts and not of Royal London.
More on managing your finances
How to boost your pension pot
It can be hard to save enough for retirement when you're buying a home and raising a family, but it’s never too late to give your pension pot a boost.
Getting your children to save
They may not thank you for it now, but one of the best things you can give your children is good financial know-how.
Prioritising your debts
Whether it’s your mortgage or paying off a credit card, debts can make you feel like burying your head in the sand. But prioritising can help you to manage what and how much you owe.
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Life insurance can help to protect you and your family should the unthinkable happen. But are you clued up when it comes to the type of cover you need?
Why is making a will important?
If you don’t make plans on how you want to distribute your wealth once you’re gone, you may leave a host of problems behind.
Are you paying too much tax?
Making sure you're on the right tax code will help you to avoid losing too much of your hard-earned money.