The penny drops podcast: Popular money questions answered


In the first ever episode of ‘The penny drops’, our host Andrea Fox talks to MoneyMagpie's Jasmine Birtles to answer popular money questions.

What will we be talking about?

We’re kicking off the podcast series with a look at the UK’s most asked money questions. This episode will answer:

  • How can you save when so much of your money goes on bills?
  • What tips are there to help you cut your spending?
  • How do you know what size mortgage you can afford?
  • What is a credit score and is it something you need to worry about?
  • What is investing and what investments are available?
  • What happens to your finances if you get divorced?
  • Is it a bad idea to get a loan, and what things should you avoid?
  • What is a pension and how will it help you to prepare for retirement?
  • How do you find out if you’re eligible for benefits?
  • What is an ‘emergency fund’ and how much do you need in one?

Who is our guest?

TV and radio presenter, author, stand-up comedian and founder of self-help money website MoneyMagpie, Jasmine Birtles is an all-round money expert. Passionate about explaining difficult financial concepts in a simple way, she regularly appears on national TV programmes like This Morning, Channel 5 News, Sky News and BBC News, radio shows across the country, and in newspaper and magazine columns.

All views and opinions expressed in the podcast are those of the expert and not of Royal London.

Where can you listen?

You can download and listen to episodes using the iTunes PodcastsSpotifyGoogle Podcast or Castbox apps – just search for ‘The penny drops’. Make sure to subscribe so you don’t miss any new episodes, and please do leave us a review – we’d love to know what you think of the series.

Or, if you don’t have access to an app, you can listen to the podcast online. We’ll send you reminders about any new episodes in your quarterly member emails.

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How can you find more information?

Royal London recommends you seek independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.

You can also find lots of helpful general financial information on the following sites:

Money Advice Service
Citizen’s Advice
Money Advice Trust

Please note that all topics discussed in this episode can vary depending on your personal circumstances and investments can go down as well as up, meaning you could get back less than you invest. Tax relief could also change and depends on individual circumstances (read the Which! guide on tax reliefs for more information). Any figures quoted were accurate at the time of recording (October 2019).

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