The penny drops podcast: Making ethical choices with your money


In this episode of 'The penny drops', our host Andrea Fox joins Rob Harrison, founder of not-for-profit publishing, research and campaign organisation, Ethical Consumer.

What will we be talking about?

This month we speak about the different ways we can be more ethical and sustainable with our money, from day-to-day spending to financial products. We cover:

  • The difference between ‘ethical’ and ‘sustainable’.
  • How to be more responsible with our personal finances.
  • Ways to spend more consciously on the high street and what to look out for.
  • How to find out if a company is ethical or sustainable.
  • Ways to be more eco-friendly and save money at home, including groceries and utilities.
  • Reducing our environmental impact when it comes to travelling.
  • Making more conscious choices with our financial products.
  • How ethical investing works and the options available.
  • What consumers can do to improve the availability of ethical and sustainable products.

Who is our guest?

Rob Harrison is a Consultancy Manager and one of the founders of Ethical Consumer, a not-for-profit organisation focused on ethical consumption, trade justice and the social, ethical and environmental behaviour of companies. Founded in 1989, Ethical Consumer’s mission is to make businesses more sustainable through pressure from consumers. Its work – which includes shopping guides, market reports, research and consultancy, as well as campaigning on key issues – helps consumers to shop more ethically and companies to improve their supply chain.

All views and opinions expressed in the podcast are those of the guest and not of Royal London.

Where can you listen?

You can download and listen to episodes using the iTunes Podcasts, Google Podcasts, Spotify or Castbox apps – just search for ‘The penny drops’. Make sure to subscribe so you don’t miss any new episodes, and please do leave us a review. We’d love to know what you think of the series.

If you don’t have access to an app, you can listen to the podcast online. We’ll send you reminders about any new episodes in your quarterly member emails.

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How can you find more information?

Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website, or visit Unbiased to find a trusted professional in your area.

You can also find lots of helpful information on some of the topics discussed in this episode on the following sites:

Saving and investing
General information

This month’s episode was recorded in February 2020, before any Government restrictions were put in place in relation to coronavirus. For up to date information on travel and financial support being offered by the Government, please visit

Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording.

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