Start the new tax year on a high

Pensions are one of the most tax-efficient ways to save for your future. Make the most of your new annual allowance for the year and power up your pension with a one-off contribution.

Remember, your capital is at risk.

More on contributions  More on contributions
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Welcome to Royal London

We’re the UK’s largest mutual life, pensions and investment company*, offering protection, long-term savings and asset management products and services. As a proud, modern mutual we’re able to take a longer-term view. We can focus on delivering positive, enduring change on behalf of our members and customers and their families, helping to protect the standard of living for this and future generations.

*Based on total 2022 premium income. ICMIF Global 500, 2024

Pensions

We offer a range of pension products that aim to suit your needs, whether you're just starting to save or are already thinking about your financial future when you retire. They're only available through a financial adviser or your employer.

Explore pensions  Learn more about our pension plans

Life insurance

Whether you want to protect your family, your house and mortgage or just leave something after you're gone, we've got a life insurance policy to fit your needs. You can choose to buy through a financial adviser or directly from us.

Explore life insurance  Learn more about Life Insurance

Illness and income protection

Our range of illness and income protection products can help to support your family financially if you become critically ill or too injured or ill to work.

Explore income protection  Find out more about Insurance

Retirement planning

Regardless of when you choose to retire, there are different options you can take to access your pension savings or unlock the value in your property. Explore what you could do.

Explore retirement options  

We're making mutuality meaningful

From voting on the way we run our business, to aiming to boost their pension savings through ProfitShare, we want our customers to feel the mutual benefit of being with us.

More about mutuality  Learn more about Royal London's Mutuality

Our mobile app

Keep an eye on your Royal London pension savings with our mobile app.

Register today to add beneficiaries, explore financial wellbeing guides and see your contributions.

Get the app  Get the app

Our Cancer Research UK Partnership

We're proud to be working in partnership with Cancer Research UK to help protect people from facing life shocks that could prevent them saving for the future.

Explore our partnership  Explore our partnership

Aegon UK protection customers

Royal London has acquired Aegon's UK individual protection policies. Learn more here.

Discover what has changed  

Tools and calculators

Are you on track for retirement? Our tools and calculators can show you how much you could have in retirement, helping you plan for your future.

Explore tools and calculators  

Customer service

Plan login

Do you have a plan with us? Log in to view and manage your account online.

Log in  

Get in touch

If you need to make a claim on a policy, our excellent customer service team is here to help.

How to make a claim  

Fund information

Stay on top of your investments with the latest fund factsheets, reports, and information.

View the latest fund information  

News and updates

Revealed: 150,000 pensioners get a State Pension of less than £100 a week

Data obtained by Royal London reveals that only half the 3.5 million recipients of the new State Pension are paid the full amount.
Read more   about Revealed: 150,000 pensioners get a State Pension of less than £100 a week

Royal London announces rebrand of equity release business

Royal London announces it is enhancing its presence in the equity release market by bringing Responsible Lending under the Royal London brand.
Read more   about Royal London announces rebrand of equity release business

Royal London acquires Aegon UK’s individual protection book

Royal London has today announced it has reached an agreement with Aegon UK to acquire its individual protection line of business, subject to court approval.
Read more   about Royal London acquires Aegon UK’s individual protection book

Don’t panic - pension saving doesn’t need to be stressful, but 1 in 3 concerned

When it comes to retirement planning, nearly two-thirds of UK workers are unsure if they are saving enough money into their pension
Read more   about Don’t panic - pension saving doesn’t need to be stressful, but 1 in 3 concerned

Sarah Pennells comments on UK inflation figures

Sarah Pennells, Consumer Finance Specialist at Royal London, comments on the inflation figures released on 14 August.
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Focus on long-term strategy delivers increase in profits

Royal London interim results 2024
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Base Rate finally lowered

Sarah Pennells, Consumer Finance Specialist at Royal London, comments on today’s decision by the Bank of England to reduce the Base Rate to 5%.

Read more   about Base Rate finally lowered

Budget summary: this year’s changes explained

We explain what you need to know about the government’s annual budget and how it might impact your finances for the rest of the year.
Read more   about Budget summary: this year’s changes explained

Royal London introduces more inclusive underwriting for cancer survivors

Royal London has introduced a new approach to cancer underwriting, broadening the access to cover and helping to address the protection gap for those who have previously been diagnosed with cancer.
Read more   about Royal London introduces more inclusive underwriting for cancer survivors