The State Pension explained

Sign up for our latest pension webinar on Tuesday 6 December to learn how the State Pension works and how to find out what you're entitled to.

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Welcome to Royal London

Founded in 1861, we’re the UK’s largest mutual life, pensions and investment company. Our excellent customer service and our mutuality means we can give customers that little bit more, and you can trust us to be there for you when it counts.  


We offer a range of pension products to suit your needs, whether you're just starting to save or are already thinking about your financial future when you retire. They're only available through a financial adviser or your employer.

Learn more Learn more about our pension plans

Life insurance

Whether you want to protect your family, your house and mortgage or just leave something after you're gone, we've got a life insurance policy to fit your needs. You can choose to buy through a financial adviser or directly from us.

Learn more Learn more about Life Insurance

Illness and income protection

Our range of illness and income protection products can help to support your family financially if you become critically ill or too injured or ill to work.

Find out more Find out more about Insurance

Retirement planning

Regardless of when you choose to retire, there are different options you can take to access your pension savings or unlock the value in your property. Explore what you could do.

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We're making mutuality meaningful

From voting on the way we run our business, to aiming to boost their pension savings through ProfitShare, we want our customers to feel the mutual benefit of being with us.

The Changing Room

Cricket series tackling diversity and inclusion issues.

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We're working alongside Year Here and School for Social Entrepreneurs to create, develop and invest in bold ideas and sustainable solutions to help build people’s resilience to life shocks.

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Customer service

News and updates