Investing with confidence
Both Royal London pension and Stocks and Shares ISA customers can access our wide range of investment options. This means you can find one that's right for you – however much investment experience you have and whatever you're investing for.
Remember, the value of any investments can go down as well as up. That means you may get back less than you paid in.
What's your attitude to risk?
With investing, you must be comfortable with the amount of risk you’re taking. You should also understand that the amount of risk you take may have an impact on how much your money could grow in value.
Investment returns are never guaranteed. But, generally, the higher the potential return, the greater the risk of losing money. And the lower the risk, the lower the potential return.
Use our risk profiler tool to help you understand how much investment risk you’re comfortable taking and the investment options that might be suitable for you.
Investment flexibility
With a Royal London pension, you're free to choose your own investments. However, if you're in a workplace pension and don't want to make this choice, we'll automatically invest your money into a default option. Default options are designed to be suitable for most people's retirement goals and how much investment risk they're comfortable taking.
With our Stocks and Shares ISA, you must choose your investments from the start.
Whether you have a pension or a Stocks and Shares ISA, you can change your investments at any time through our online service.
If you're choosing investments for your ISA or thinking about moving your pension savings out of your workplace pension's default, it's important to understand what's the best option to help you meet your financial goals.
Investing can be a complex area, so getting professional advice when making important decisions about your money can be reassuring. A financial adviser can help you choose and manage your investments.
Fund prices and factsheets
View fund prices, and download factsheets and monthly performance updates for all our investment options, so you can keep an eye on how they're doing.
The factsheets also provide important information about the potential risks associated with our investment options.
More about our investment products
Royal London pensions
Pensions to help you save for and enjoy your retirement future.
Our Stocks and Shares ISA
Discover how investing in Royal London's Stocks and Shares ISA could help you meet your financial goals.