Our podcast series covers big personal finance topics such as savings, pensions, budgeting, debt, family finance, marriage and retirement – as well as other issues that money can have an impact on, like your mental health, physical health and the environment.

Each episode our host, presenter and broadcast journalist Andrea Fox, grills financial experts and special guests to get the answers we’re looking for and tips that you can put into action.

Latest episode

Andrea Fox joins Kaisie Rayner, Climate Change Lead at Royal London, to talk about COP26, why it’s such a crucial event for climate change and what it’s got to do with finance.

How to listen

You can download and listen to episodes using your podcast app, including:

Just search for ‘The penny drops’. If you don’t have access to an app, you can listen to the podcast online via Podbean.

We’d love to hear what you think of the series, so please do leave us a review.

Our latest episodes

Andrea Fox speaks to Ashley Hamilton Claxton, Head of Responsible Investment for Royal London Asset Management, about all things responsible investment – what it is, why it’s important and how it can play a role in helping us to tackle big global issues like climate change.

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Andrea Fox joins the MS Society’s Benefits Advisor, Bez Ely, and Head of Policy, Phillip Anderson, to discuss how having a disability can impact someone financially and how to find the right support.

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Andrea Fox speaks to Dan Moosah, the founder of children's entertainment company Keep Em Quiet, about all things business, from side hustles, choosing a partner and developing a product, to funding, risks and hidden costs.

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Andrea Fox speaks to Royal London’s Sarah Pennells, a personal finance expert and broadcaster, about why it’s time to think differently about our finances and what we want from them. We explore how we can both save for the future and invest responsibly, helping us to build financial resilience as well as a better and more sustainable world to live in.  

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Join Andrea with her guest, Paul Martin OBE, the CEO of the LGBT Foundation, as they discuss some of the issues the LGBT+ community face in their financial lives simply as a result of their sexual orientation or gender identity.

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Andrea Fox speaks to Kara Gammell, award-winning personal finance journalist and founder of money-saving blog ‘Your Best Friend's Guide to Cash’ to find out everything you need to know about protection insurance.

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Older episodes

If you're enjoying the series you can find all of our previous episodes on your podcast app by searching 'The penny drops'. 


How to get more information

More information and resources for each topic can be found in the episode notes on your app.

Please note that the topics and issues discussed on ‘The penny drops’ can vary depending on your personal circumstances. Royal London recommends you seek professional independent financial advice before making financial decisions. All views and opinions expressed are those of the experts and not of Royal London.