Should I get the cheapest over 50 life insurance?

When it comes to over 50 life insurance, the cheapest quote isn’t always what’s right for you. The policy that suits you best will depend on your specific requirements, so bear that in mind when researching cheap over 50 life insurance.

Frequently asked questions

There are many providers of over 50 insurance, and each offer different features and benefits. You should research the market to decide which one is best for you.

Many life insurance companies have a quote tool on their website. Some may even be able to offer you a free quote. Also, you might want to try the life insurance calculators on comparison websites to see how they compare on quotes.

Monthly premiums usually start at around £4 per month. What you pay depends on your age and how much cover you want. Some providers offer different rates depending on whether you are a non-smoker or smoker.

The payout depends on the sum assured that you have chosen, which is determined by how much someone wants to pay each month, their age and smoker status. Be aware though, that due to inflation, the payout can be less than what you've paid in.

No, a funeral plan is linked to an individual. You would need to buy a funeral plan for each person.

There are many providers of over 50 insurance, and each offer different features and benefits. You should research the market to decide which one is best for you.

Many life insurance companies have a quote tool on their website. Some may even be able to offer you a free quote. Also, you might want to try the life insurance calculators on comparison websites to see how they compare on quotes.

Monthly premiums usually start at around £4 per month. What you pay depends on your age and how much cover you want. Some providers offer different rates depending on whether you are a non-smoker or smoker.

The payout depends on the sum assured that you have chosen, which is determined by how much someone wants to pay each month, their age and smoker status. Be aware though, that due to inflation, the payout can be less than what you've paid in.

No, a funeral plan is linked to an individual. You would need to buy a funeral plan for each person.

More on getting the cheapest over 50 insurance