1. Home
  2. Guides and Tools
  3. Pension guides

Pension guides

Understand what pensions are, how they work and how to get the most out of them, including ways to take your money and workplace pension guides.

Pension basics

Find out the answers to your pension questions - how do they work, what is the state pension, tax relief and how transfers work.

Taking Your Pension

Our guides and tools will help you understand your options for taking your pension, tax implications and understanding annuities.

Pension Investments Guides

How are pensions invested and what does this mean? Read our guides to find out more about the types of investment and how it impacts you.

Retirement Planning

Guides & tools from Royal London to help you plan for your retirement, see what might your retirement lifestyle & finances could look like &...

The State Pension explained

What you need to know about the State Pension and retirement.

Read about the State Pension  

Cost of living

These guides help you manage your day-to-day costs, such as cutting bills, planning a spending budget, dealing with debt, and understanding benefits you may be entitled to.

Explore cost of living  Explore cost of living