Delayed health checks show a worrying trend, with critical illness claims significantly lower

17 November 2021  
4 min read
  • Interruptions to cancer screening contributed to significant falls in the most common critical illness claims
  • Overall, Critical Illness (CI) claims were a fifth lower than expected
  • Claims for testicular cancer fell by a half (47%) and prostate cancer claims fell by 38%

In support of the annual event, Movember, which focuses on raising awareness of men’s health issues, Royal London is encouraging men to raise health concerns as early as possible to ensure early treatment.

It comes on the back of claims data released by the mutual insurer showing a worrying fall in claims in men between 2019 and 2020. Claims for the most common cancer, prostate, fell by half (47%), while claims for testicular cancer were 38% lower.

Craig Paterson, chief underwriter at Royal London, said:

“The strain placed on the NHS as a result of the pandemic understandably caused interruption to the usual health screening programmes. With access to GP surgeries also impacted, conditions such as prostate and testicular cancer have gone undiagnosed for longer.

“As a result, our overall claims last year for critical illness conditions were a fifth lower than expected, with the number of claims for testicular cancer down by a half. We know that the early detection of conditions, especially cancer, ensures that treatment can start sooner, which in turn boosts the overall survival rates. The concern is that delays in diagnosis will mean more intensive treatment is required and, tragically, the likelihood of greater deaths.

“As the NHS recovers and screening programmes resume, we’d urge people to take any health niggles seriously and raise any concerns with their GP. The Movember movement is a great cause. We all need to help raise awareness, beat stigmas and motivate everyone to lead healthier lives, which includes being alert to symptoms that don’t seem right.”



For further information please contact:

Royal London Press Office

About Royal London

Royal London is the largest mutual life insurance, pensions and investment company in the UK, with assets under management of £153 billion, 8.8 million policies in force and 4,075 employees. Figures quoted are as at 30 June 2021.