Group Executive Committee

Our executive team (GEC)

Here, you can have a read of our executive team bios.

Phil Loney

Phil Loney was appointed to the Board on 1 October 2011, coinciding with his appointment as Group Chief Executive of Royal London Group. He is Chairman of our Group Executive and Disclosure Committees. He previously spent eight years at Lloyds Banking Group, most recently as managing director of Life, Pensions and Investments. Prior to joining Lloyds, Phil held senior management positions with AXA, Norwich Union, CGU and Lloyds Abbey Life amongst others. He is the Deputy Chairman of the Association of British Insurers.

Tim Harris

Tim joined the Group and Board on 11 May 2014 as Group Finance Director and was appointed Deputy Group Chief Executive & Group Finance Director with effect from 18 January 2018. Before joining Royal London he was at Torus Insurance where he was Group Chief Financial Officer. Previous to Torus, Tim was at Aviva plc where he held several positions including Deputy Group Chief Financial Officer and Chief Capital Officer, CFO, Aviva Europe, and Group Chief Accountant. Before joining Aviva Tim was at PricewaterhouseCoopers where he was a Partner in the Global Capital Markets practice. Tim is a graduate of Durham University and Warwick Business School, a Fellow of the Institute of Chartered Accountants, where he serves on the Insurance Committee, and a Chartered Insurance Practitioner. He is a Director of the Association of British Insurers and Chairs their Prudential Financial and Taxation Committee and is a member of the PRA Practitioner Panel.

Isobel Langton

Isobel Langton has been leading our Intermediary business as CEO since 2014. Isobel is a member of GEC and reports directly to Phil Loney our Group CEO. Isobel’s background is steeped in life and pensions. Having worked for Irish Life in a number of roles in the UK, she joined Royal London in 2000 shortly after it acquired United Assurance Group (UAG) where she was responsible for integrating customer service for all of Royal London and UAG. She then moved to Scottish Life as a member of their leadership team focusing on customer experience, with roles leading Customer Services teams and Business Transformation initiatives. In June 2012 Isobel was appointed as the Group Customer Services Director, where she brought together the Customer Service businesses across our life and pensions brands.

Nick Meikle

Nick Meikle joined Royal London Group in September 2014, and was appointed as the Director of Group Technology and Change in September 2015. Nick has spent more than 20 years in technology and change related roles, primarily within UK Financial Services. He was previously a Senior Executive with Accenture, where he spent more than 16 years. Immediately prior to joining Royal London Group, Nick was freelance, running a number of major transformation programmes within the UK Insurance industry.

Jon Macdonald

Jon Macdonald was appointed to the Board on 14 December 2012 having joined the Group in November 2012 as Chief Risk Officer. He is a member of the Disclosure, Independent Governance and Investment committees. He was previously Group Chief Risk Officer for RSA. He has held a number of senior risk and capital management roles at Prudential, PwC, Aviva, Fox-Pitt Kelton, Swiss Re and Zurich. Jon is a fellow of the Institute of Actuaries and a member of the Institute of Actuaries’ Risk Management Board.

Nicky Riding

Nicky Riding joined in October 2016 as the Group People Director and as a member of GEC. She reports directly to Phil Loney. Nicky has considerable industry and technical expertise, gained from a variety of roles in Cable & Wireless, Royal Bank of Scotland and Discovery Communications. Most recently she was People Director, UK, Europe and Strategic Corporate Centre at Standard Life where she supported the executive in delivering a transformational people agenda.

Jerry Toher

Jerry Toher joined Royal London Group in 2011 as CEO of MoneyVista. He was appointed to his present position of CEO Consumer Division in June 2012, launching our new D2C business in 2014. Jerry has extensive marketing and leadership experience in retail financial services, has led a number of new business launches and is an advocate of customer insight, innovation and digital marketing. His previous roles include Marketing Director of NatWest and RBS retail banking, Marketing Director and Managing Director at as well as other senior roles in RBS, Prudential and N&P Building Society.

Andrew Carter

Andrew joined Royal London Asset Management in September 2001 as Chief Investment Officer. In September 2003 he was promoted to Chief Executive Officer with overall responsibility for RLAM’s corporate strategy and delivery.

Andrew began his investment management career in 1983 with Provident Life as a UK Equity Analyst while also assisting in the running of their property portfolio. In 1985 Andrew joined Mercantile & General Reinsurance, managing a variety of both equity and fixed income portfolios, before moving on two years later to become Continental European Fund manager at Gartmore. After successfully managing pan-European portfolios, Andrew became Gartmore’s Head of UK Institutional Equities in 1997, prior to his appointment as overall Head of UK Equities in 1999. Andrew graduated from Oxford University with a degree in Modern History and Economics.