What is our Governed Range?
- If you're new to investing, or don't have the time to pick and manage your own investments, the ready-made options in our Governed Range are here to help.
- Our in-house experts created these options for both our pension and Stocks and Shares ISA customers.
- The Governed Range includes our seven Governed Portfolios. These each offer a different level of risk so you can choose the one that most closely matches how much risk you're comfortable taking.
- It also includes Lifestyle Strategies, which lower the level of investment risk you take as you get closer to retirement, and Governed Retirement Income Portfolios (GRIPs), designed for taking a regular income in retirement.
- Find out how much risk you're comfortable taking with your investments with our risk profiler tool.
Discover our Governed Range
Governed Portfolios
Each Governed Portfolio offers a different level of investment risk to help you find one that's right for you.
Governed Retirement Income Portfolios (GRIPs)
Investment options designed for taking a regular retirement income.
Lifestyle strategies
Investment options that automatically lower your level of investment risk as you get closer to retirement.
Benefits of our Governed Range
- A range of options with different risk levels – choose the one that most closely matches your goals and how much risk you're comfortable taking.
- Our in-house experts manage your investments at no extra cost, with regular reviews and fine-tuning. So you get peace of mind that they'll stay aligned with their objectives and risk level.
- Responsible investment approach included – to reflect our commitment to acting and investing responsibly.
- Easy online access – a simple way to check that your investments remain on track to meet your goals.
Our Governed Range factsheets give more information about the options in the Governed Range.
Designed around your attitude to risk
With investing, you must be comfortable with the amount of risk you're taking. Investment returns are never guaranteed and the value of investments can go down as well as up, so you may get back less than you paid in. But, generally, the higher the potential return, the greater the risk of losing money. And the lower the return, the lower the risk.