Why pick your own investments?
Whether you're investing into a Royal London pension or Stocks and Shares ISA, taking charge of your own investments can be rewarding if you know your way around.
Picking your own investments lets you choose options that you feel will best support your goals and investment preferences. And you can make changes at any time to make sure they stay on track to meet your future goals, for example in response to what's happening in markets. If you're not comfortable doing this, think about speaking to a financial adviser.
Remember, the value of all investments can go down as well as up, and you could get back less than you paid in.
Choosing investments to match how much risk you’re comfortable taking
Generally, the more investment risk you take, the greater the potential for higher returns. However, taking more investment risk also comes with a higher chance of losses.
Similarly, lower risk investments may offer more peace of mind, but that tends to come at the cost of lower returns. Unfortunately, there's no such thing as a low risk way to achieve high returns.
When you pick your own investments, you'll need to:
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Decide how much risk you're comfortable taking
Use our risk profiler tool to see the level of risk you're willing to take with your investments.
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Keep an eye on your chosen investments
You'll need to check on your investments to make sure they maintain the same level of risk.
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Decide if you want to adjust the amount of risk you're taking as your financial goals evolve
For example, you might want to reduce the amount of risk you're taking as you get closer to retirement.
Royal London’s full fund range
Our full fund range offers more than 160 options, giving you the flexibility to find investments that suit your needs.
Managed by Royal London Asset Management
- Over 70 funds
- Managed by our investment management business, Royal London Asset Management
- Access to the skills and talents of its investment managers
- Wide and varied selection of investment styles and markets.
Managed by external fund managers
- Over 90 external funds
- Managed by leading investment houses
- Wide and varied selection of investment styles and markets
- Investment charges for funds managed by external providers may vary.
Fund details
Fund range summary
This leaflet details the investment funds available through a Royal London
pension and Stocks and Shares ISA.
Fund information
View the latest factsheets, fund prices, and performance of funds available through a Royal London pension and Stocks and Shares ISA.
Recent fund changes
Find information about recent changes to our funds which are available through a Royal London pension and Stocks and Shares ISA.