Apply for our Stocks and Shares ISA

Check if you can apply online

To apply online for our Stocks and Shares ISA you'll need to be:

• 18 years old or over
• a UK resident
• a Royal London pension customer since 2004 or have a Scottish Life pension.

If you have a pension with us opened before 2004, you'll need to download and complete the application form (PDF).

Making payments

You can open your ISA with a minimum of:

• £50 a month and/or
• a single contribution of £500 and/or
• an ISA transfer of any amount.

You can pay into more than one stocks and shares ISA per tax year.

The maximum you can pay into all your ISAs before you start paying tax is £20,000. This is called an ISA allowance.

Choosing your investments

If you apply through our mobile app, you can get our help with investing using our free Targeted Support service.

Alternatively, you'll need to choose where your money is invested: either in one of our ready-made Governed Portfolios, or by selecting from our full list of investment options.

You can change where your money is invested at any time.

The value of your ISA could go down as well as up, so you could get back less than what you paid in.

Start your application

If you have a pension with us opened after 2004, or a Scottish Life pension, you can apply for our Stocks and Shares ISA using our online service.

If you're making contributions to your ISA, you'll need to give us your bank details.

If you're transferring an ISA, you'll need to tell us:

• the provider's name
• the account number
• the amount you want to move.

Apply for our ISA

Don't have an account? Sign up for online services.

You can also apply using our mobile app.

If you have a pension with us opened before 2004, you'll need to download and complete the application form (PDF).