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Home - Royal London Home - Royal London
    • Life Insurance

      Life Insurance
      • All Life Insurance products
      • Advised Life Cover
      • Direct Life Insurance
      • Diabetes Life Cover
      • Whole of Life
    • Illness and Income Protection

      Illness and Income Protection
      • All Illness and Income Protection products
      • Critical Illness Cover
      • Life or Critical Illness Cover
      • Income Protection
    • Insurance customers

      Insurance customers
      • Make a claim
      • Manage your insurance policy
    • Insurance guides

      Insurance guides
      • What is life insurance?
      • Types of life insurance
      • All insurance guides
    Explore insurance products
    • Our pensions

      Our pensions
      • Personal pensions
      • Workplace pensions
      • ProfitShare
      • Pension transfers
    • Investments

      Investments
      • Investment options
      • Fund prices and factsheets
      • Responsible investment
      • Investment performance
      • Fund range
    • Pensions customer support

      Pensions customer support
      • Manage your pension plan
      • Making pension contributions
      • Register to access your plan online
      • Find an old pension
      • Download our app
      • Tax year end
    • Pension guides and tools

      Pension guides and tools
      • Pension calculator
      • What is a pension?
      • Should I transfer my pension?
      • How your pension is taxed
      • Pension allowances explained
      • How to top up your pension
      • All pension guides
    Explore pensions products and support
    • Using your pension

      Using your pension
      • Pension drawdown
      • Take a cash lump sum
      • Buy an annuity
      • All retirement options
    • Retirement tools

      Retirement tools
      • Retirement income and lifestyle planner
      • Lump sum calculator
      • Retirement options calculator
      • All retirement tools
    • Retirement guides

      Retirement guides
      • Financial planning for retirement
      • The State Pension explained
      • Ways to take your pension
      • How to manage your money in retirement
      • All retirement guides
    • Releasing equity from your home

      Releasing equity from your home
      • Equity release
      • Equity release calculator
      • Lifetime Mortgages
      • Retirement Interest-Only Mortgages
      • Mortgages for over 55s
      • All equity release products
    Explore retirement options and guidance
    • Money guides

      Money guides
      • Everyday money
      • Financial support and advice
      • Saving and budgeting
      • Credit cards and debt
      • Tax guides
    • Planning ahead

      Planning ahead
      • Retirement planning
      • Estate planning
      • Making a will
    • Life events

      Life events
      • Starting a family
      • Buying a home
      • Starting a business
      • When someone falls ill
      • When someone dies
      • Divorce and separation
    • Product guides

      Product guides
      • Pension guides
      • Pension tools
      • Workplace pension guides
      • Life insurance guides
      • Equity release guides
    Explore all guides and tools
    • Help and support

      Help and support
      • Update your personal details
      • Make a claim
      • Tell us about a bereavement
      • Make a complaint
      • Find an old pension
      • Contact us
      • Register for our online service
    • Manage your products

      Manage your products
      • Managing your products
      • Pension plan
      • Insurance policy
      • Over 50s policy
      • Investments
      • ISA or Unit Trust
      • Endowment policy
      • Funeral plan
    • Other useful information

      Other useful information
      • About membership
      • Getting extra help
      • Transfer of Aegon UK protection customers
    Explore our customer service and support
    • Our Purpose

      Our Purpose
      • Our Purpose and strategy
      • Responsible business
      • Social impact
      • Sponsorship and partnerships
      • Working at Royal London
    • How we are run

      How we are run
      • Our business
      • Mutuality
      • Governance and leadership teams
      • Annual General Meetings
      • Our history
    • Our performance

      Our performance
      • Financial results
      • Financial calendar
      • Annual Report and Accounts
      • Regulatory and governance reports
      • Investor relations
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  1. Home >
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  4. Workplace pension guides

Workplace pension guides

Understand your workplace pension with our guides on how to pay more into your plan, transferring when you change job and more.

4 min read

How to boost your pension pot

31 October 2024

'Discover how to increase your pension contributions to help boost your pension pot and fund your retirement.

Members Pension

10 min read

Defined Benefit pensions – The pros and cons of transferring

25 October 2023

Thinking about transferring your defined benefit pension, this guide is designed to present you with options to consider when...

Pensions & Retirement Your money

4 min read

How to read your payslip: workplace pension payments

09 September 2024

Your payslip often shows a deduction for a contribution into a pension scheme. But how is it worked out and what effect does...

Members Pension

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Pension basics

Learn the basics of how pensions work, how much the state pension is, how your pension is taxed, how to boost your pension and more.

Explore pension basics  Explore pension basics

Taking your pension

Understand the different ways to take money from your pension, such as drawdown and annuities so you can make an informed choice.

Explore taking your pension  

Pension investments

Find out how your pension is invested, the types of pension investments that are available, how responsible investing works and more.

Explore pension investments  

Need advice?

If you don't already have a financial adviser, there are a number of directories that you can use to search for one in your area and according to their specialisms. Advisers may charge for their services - though they should agree any fees with you upfront.

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The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. The firm is on the Financial Services Register, registration number 117672. It provides life assurance and pensions. Registered in England and Wales, company number 99064. Registered office: 80 Fenchurch Street, London, EC3M 4BY.

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