Understanding your PMAS ISA’s past performance
It's important to stay informed about how your investments are doing. Take a look at the historical performance data for the PMAS ISAs that have transferred over to to Royal London to stay up to date with your ISA.
Remember that past performance isn't a guarantee of future performance.
Guaranteed ISA
This table shows the value of a Guaranteed ISA invested on 1 July 2020 to 1 July 2025.
It shows the value that the customer could have received if they were to withdraw all of their investment on the specified date.
| Date | Guaranteed ISA | % in period |
|---|---|---|
| 01/07/2020 | £13,000 | - |
| 01/07/2021 | £13,287 | 2.2% |
| 01/07/2022 | £14,048 | 5.7% |
| 01/07/2023 | £13,411 | -4.5% |
| 01/07/2024 | £13,823 | 3.1% |
| 01/07/2025 | £14,837 | 7.3% |
| Total gains | £1,837 | 14.1% |
You should remember past performance is no indication of future performance and should not be the reason for choosing a product.
If you access your money in our Guaranteed ISA at any time other than on the guarantee points, you'll get back the current value ‐ which may be less than you invested. The guarantee points are every five years.
- Example based on £13,000 initial investment on 1 July 2025 and assumes no withdrawals are made.
- Performance figures take into account all charges (including the initial charge) which applied during the period. Charges may vary.
- Guaranteed ISA performance figures are taken from Royal London internal figures.
- The performance of your own investment will depend on how much you invest, our charges and our investment performance.
- The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future.
- Our Guaranteed ISA is a Stocks and Shares ISA.
ISA
This table below shows the value of a Stocks and Shares ISA invested on 1 July 2020 to 1 July 2025.
It shows the value that the customer could have received if they were to withdraw all of their investment on the specified date.
| Date | ISA | % in period |
|---|---|---|
| 01/07/2020 | £10,000 | - |
| 01/07/2021 | £10,929 | 9.3% |
| 01/07/2022 | £10,033 | -8.2% |
| 01/07/2023 | £10,222 | 1.9% |
| 01/07/2024 | £11,445 | 12.0% |
| 01/07/2025 | £12,032 | 5.1% |
| Total gains | £2,032 | 20.3% |
You should remember that past performance is no indication of future performance and should not be the reason for choosing a product.
- Example based on a £10,000 initial investment on 1 July 2020 and assumes no withdrawals are made
- Performance figures take into account all charges which applied during the period. Charges may vary
- The performance of your own investment will depend on how much you invest, our charges and our investment performance
- Your investment can go up and down and you may get back less than you put in when you withdraw your investment
- The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future.
Options ISA
Option ISA - Non Guaranteed
This table shows the value of an Options ISA - Non Guaranteed option invested on 1 July 2020 to 1 July 2025.
It shows the value that the customer could have received if they were to withdraw all of their investment on the specified date.
| Date | Non Guaranteed | % in period |
|---|---|---|
| 01/07/2020 | £13,000 | - |
| 01/07/2021 | £13,628 | 4.8% |
| 01/07/2022 | £14,191 | 4.1% |
| 01/07/2023 | £13,758 | -3.1% |
| 01/07/2024 | £14,204 | 3.2% |
| 01/07/2025 | £15,228 | 7.2% |
| Total gains | £2,228 | 17.1% |
You should remember past performance is no indication of future performance and should not be the reason for choosing a product.
Your investment can go up and down and you may get back less than you put in when you withdraw your investment.
- Example based on a £13,000 initial investment on 1 July 2020 and assumes no withdrawals are made
- Performance figures take into account all charges which applied during the period. Charges may vary
- The performance of your own investment will depend on how much you invest, our charges and our investment performance
- The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future
- Our Options ISA is a Stocks and Shares ISA.
Option ISA - Protected Growth
This table shows the value of an Options ISA - Protected Growth option invested on 1 July 2020 to 1 July 2025.
It shows the value that the customer could have received if they were to withdraw all of their investment on the specified date.
| Date | Protected Growth | % in period |
|---|---|---|
| 01/07/2020 | £13,000 | - |
| 01/07/2021 | £13,526 | 4.0% |
| 01/07/2022 | £13,979 | 3.3% |
| 01/07/2023 | £13,451 | -3.8% |
| 01/07/2024 | £13,782 | 2.5% |
| 01/07/2025 | £14,665 | 6.4% |
| Total gains | £1,665 | 12.8% |
You should remember past performance is no indication of future performance and should not be the reason for choosing a product.
If you access your money in our Options ISA - Protected Growth ISA option at any time other than on the guarantee points, you'll get back the current value ‐ which may be less than you invested. The guarantee points are every five years.
- Example based on a £13,000 initial investment on 1 July 2020 and assumes no withdrawals are made
- Performance figures take into account all charges which applied during the period. Charges may vary
- The performance of your own investment will depend on how much you invest, our charges and our investment performance
- The value of tax benefits depends on your individual circumstances and tax rates or legislation which could change in the future
- Our Options ISA is a Stocks and Shares ISA.
Key Information Document (KID)
The Key Information Document is designed to help investors understand the main features, risks, rewards and costs of your plan. All providers present this information in a standard format, so it's easier for you to compare products and make informed decisions.