Royal London (formerly PMAS) ISA
PMAS is now held by Royal London. If You held an ISA with PMAS, you'll find all you need to manage it here.
PMAS products have been rebranded. Contributions to your plans will show up as being paid to Royal London on your payslip or statement.
Sign into My Account to:
- send us a message
- view your previous PMAS account statements.
ISA performance
Use these examples to understand and compare the performance of different PMAS ISAs. They are based on a £13,000 investment made on 1 October 2020 for each ISA.
They assume no withdrawals are made and take into account all charges during the period. Charges may vary.
Guaranteed ISA
The Guaranteed ISA is a stocks and shares ISA.
This table shows the value of a Guaranteed ISA invested on 1 October 2020 to 1 October 2025.
It shows the value that the customer could have received if they withdrew all of their investment on that date.
| Date | Guaranteed ISA | % in period |
|---|---|---|
| 01/10/2020 | £13,000 | - |
| 01/10/2021 | £14,009 | 7.8% |
| 01/10/2022 | £14,149 | 1.0% |
| 01/10/2023 | £13,675 | -3.4% |
| 01/10/2024 | £14,500 | 6.0% |
| 01/10/2025 | £15,381 | 6.1% |
| Total gains | £2,381 | 18.3% |
The Guaranteed ISA has guarantee points every five years. If you access your money at any time other than the guarantee points, you'll get back the current value. This might be less than you invested.
ISA
This table below shows the value of a Stocks and Shares ISA invested on 1 October 2020 to 1 October 2025.
It shows the value that the customer could have received if they withdrew all of their investment on that date.
| Date | ISA | % in period |
|---|---|---|
| 01/10/2020 | £10,000 | - |
| 01/10/2021 | £10,933 | 9.3% |
| 01/10/2022 | £9,663 | -11.6% |
| 01/10/2023 | £10,228 | 5.8% |
| 01/10/2024 | £11,511 | 12.5% |
| 01/10/2025 | £12,434 | 8.0% |
| Total gains | £2,434 | 24.3% |
Options ISA
Option ISA
This table shows the value of an Options ISA - non Guaranteed invested on 1 October 2020 to 1 October 2025.
It shows the value that the customer could have received if they withdrew all of their investment on that date.
| Date | Non Guaranteed | % in period |
|---|---|---|
| 01/10/2020 | £13,000 | - |
| 01/10/2021 | £14,411 | 10.9% |
| 01/10/2022 | £14,476 | 0.5% |
| 01/10/2023 | £14,045 | -3.0% |
| 01/10/2024 | £14,890 | 6.0% |
| 01/10/2025 | £15,775 | 5.9% |
| Total gains | £2,775 | 21.3% |
This table shows the value of an Options ISA - protected growth invested on 1 October 2020 through to 1 October 2025.
It shows the value that the customer could have received if they withdrew all of their investment on that date.
| Date | Protected Growth | % in period |
|---|---|---|
| 01/10/2020 | £13,000 | - |
| 01/10/2021 | £14,303 | 10.0% |
| 01/10/2022 | £14,260 | -0.3% |
| 01/10/2023 | £13,731 | -3.7% |
| 01/10/2024 | £14,448 | 5.2% |
| 01/10/2025 | £15,192 | 5.1% |
| Total gains | £2,192 | 16.9% |
The Options ISA - protected growth has guarantee points every five years. If you access your money at any time other than the guarantee points, you'll get back the current value. This might be less than you invested.
Key investor documents
Understand the features, risks, rewards, costs and benefits of your plan.
Which PMAS products have moved to Royal London
All PMAS products are closed to new customers. Existing customers can still pay into their plans.
The following PMAS products have moved to Royal London:
ISAs
- Guaranteed ISA
- ISA
- Options ISA
Life insurance
- Convertable Term Assurance
- Level Term Assurance
- Mortgage Protection without Return
- Royal London 4000 (WoL)
Savings and investments
- Child Trust Fund
- Regular Savings Plan
Endowments and bonds
- Low Cost Endowment
- Minimum Low Cost Endowment
- Guaranteed Investment Bond
- Platinum Bond
- Children's Bond
Pensions
- Stakeholder Pension
- Top-Up Pension
Contact us
If you need help or want to ask a question, you can call us on
01543 441 630
Lines are open 8.30am to 5.30pm, Monday to Friday (excluding bank holidays)