What is our Governed Range?

  • If you're new to investing, or don't have the time to pick and manage your own investments, the ready-made options in our Governed Range are here to help.
  • Our in-house experts created these options for both our pension and Stocks and Shares ISA customers.
  • The Governed Range includes our seven Governed Portfolios. These each offer a different level of risk so you can choose the one that most closely matches how much risk you're comfortable taking.
  • It also includes Lifestyle Strategies, which lower the level of investment risk you take as you get closer to retirement, and Governed Retirement Income Portfolios (GRIPs), designed for taking a regular income in retirement.
  • Find out how much risk you're comfortable taking with your investments with our risk profiler tool.

Discover our Governed Range

Governed Portfolios

Seven options with varying levels of risk so you can choose the one which most closely matches your attitude to risk.

Explore Governed Portfolios  about Governed Portfolios

Lifestyle Strategies

Investment options which lower the level of risk you take as you get closer to retirement.

See all Lifestyle Strategies  about Lifestyle Strategies

Governed Retirement Income Portfolios (GRIPs)

Five options with different levels of risk, designed for taking a regular income in retirement.

Discover GRIP investment options  about Governed Retirement Income Portfolios (GRIPs)

Benefits of our Governed Range

  • A range of options with different risk levels – choose the one that most closely matches your goals and how much risk you're comfortable taking.
  • Our in-house experts managing your investments at no extra cost, including regular reviews and ongoing fine-tuning - giving you peace of mind that they'll stay aligned to their objectives and don't take any more or less risk than they should.
  • Responsible investment approach included - reflecting our commitment to acting and investing responsibly.
  • Easy online access – a simple way to check that your investments remain on track to meet your goals.

Our Governed Range factsheets give more information about the options in the Governed Range.

Designed around your attitude to risk

With investing, you must be comfortable with the amount of risk you’re taking. Investment returns are never guaranteed. But, generally, the higher the potential return, the greater the risk of losing money. And the lower the return, the lower the risk.

Our risk profiler

Not sure how you feel about risk? With just 12 questions, our risk profiler tool can suggest the level of investment risk that might be right for you.