Why our mutuality matters
We're a different kind of financial services company. Unlike our main competitors, we're a mutual - and that means we don't have shareholders.
Instead, we're owned by our members - and when you take out a pension plan with us, you'll automatically become one.
What’s so great about mutuality?
Having no shareholders means we don't have dividends to pay. We're able to reinvest our profits into providing you with better products and services.
It also means we don't have demands put on us to make snap decisions when markets get tough. So you can be sure everything we do is for the long-term benefit of our members, our customers and ultimately our business.
What does it mean for me?
We want all our members to feel the benefit of being with us, rather than someone else.
So we'll aim to boost your retirement savings by giving you a share of our profits each year.
Take a look at how ProfitShare works, how you qualify and the difference it could make.