07 August 2019

We need greater awareness of cohabiting couples’ rights as numbers continue to surge

2 min read

Helen Morrissey, Personal Finance Specialist
Helen Morrissey

Corporate PR Specialist – Long Term Savings


Helen Morrissey, pension specialist at Royal London comments on figures which show the number of cohabiting couples now stands at 3.4m – a 25% increase in the last decade.

“Today’s figures show the number of people choosing to cohabit is outstripping that of those choosing to marry. However, what many of these couples don’t know is that while they will live together and often raise families together like their married counterparts they don’t have the same rights when it comes to things like pensions. This means the death of a partner or the end of the relationship can leave people at very real financial risk. While there are moves to let mixed sex couples enter civil partnerships we need greater awareness of the need for cohabiting couples to plan their finances to mitigate against financial shocks.”

Notes to Editors

Link to Families and Household: 2018 statistics can be found here.


For further information please contact:

Helen Morrissey, Corporate PR Specialist – Long Term Savings

About Royal London:

Royal London is the largest mutual life insurance, pensions and investment company in the UK, with assets under management of £139 billion, 8.6 million policies in force and 4,348 employees. Figures quoted are as at 30 June 2020.