Protection for your payout
There’s no doubt that when you take out over 50s life insurance, you intend to pay for it. But circumstances can change.
You could lose your payout
It may come as a surprise, but if you’re with another provider and stop your payments, your family will get no money at all.
We don’t think that’s fair.
A fairer way
If you need to stop paying, your family could still get some money when you pass away. With our Over 50s Life Cover, as long as you’re at least halfway through paying for your policy, your family will still get some money. No other over 50s life insurance gives you this protection.
How long do I pay for?
Some over 50s insurance providers ask you to pay for the rest of your life - however long that is. With us, you pay to the policy anniversary date after you turn 90, or until you pass away, whichever comes first.Either way, you'll be covered for life.
How it works
Jane takes out cover when she is 60. When she is 75, she finds that she can no longer afford to keep making her payments. By then she has been paying for 15 years – that’s halfway through paying for her policy. From this point whenever Jane passes away, her family will still get half the payout amount.