Over 50s Life Cover Reviews

Feefo gold trusted service award badge- customer reviews

Our Over 50s Life Cover is a simple way to leave your loved ones money when you die, as a gift or to help pay for your funeral.

We think we deliver great service and insurance for our customers, but don't take our word for it. Read the reviews for our Over 50s Life Cover from real customers.

Six reasons customers love us - pile of liquorice sweets

Six good reasons customers love Royal London Over 50s Life Cover

Still wondering why over two million policy holders trust us to protect their families?*

Here are a few reasons:

  • Five-star rating. From Fairer Finance for product features - no other over 50s plan has this
  • Fixed monthly payments - so you know exactly what you're paying each month into your policy
  • Flexible application. Apply online, by phone, or by post - we make it easy
  • Guaranteed acceptance with no medical - for UK residents aged 50-80 (for our over 50s plans)
  • Trusted -  We are a Feefo Gold Trusted Service award partner
  • In it for the long term – we've been helping and protecting our customers since 1861. And as the UK biggest mutual insurer**, you can be sure we'll be here when your family need us most

*Based on Royal London life policies as at December 2018 

**Based on assets. Market InSights: UK 2018

Important things to know

1. Our over 50s policy only pays out on your death – it can’t be cashed in at any time
2. Pay to the policy anniversary date after you turn 90, or until you die, whichever comes first
3. Stop paying before you’re halfway through and your cover will end, and you’ll get nothing back
4. In the first 12 months we will not pay out the full amount of money, unless you die from an accident that’s covered by the policy
5. You could pay more in than the money paid out when you die
6. Over time, inflation will reduce the value of the payout amount