Why Do I Need Cover?
Life insurance is a simple idea: if you die, someone close to you gets a payout. Your loved ones might use the money to cover the cost of the funeral or to pay off an outstanding mortgage. If you have children, a partner or other people who financially depend on you (such as an elderly relative), and you want to make sure they’re financially taken care of if you die, life insurance can help.
But what if something happened to your health or your financial stability? During your working life, you’re more likely to develop a critical illness or be off work with long-term sickness than die. So as well as life insurance, we offer several other types of cover that advisers can help you with.