Life Insurance Calculator

Confused about life insurance?

Try our life insurance calculator before obtaining an online quote. It works out how much cover you might need by estimating what’s left of your mortgage or any debts. The online quote tool is free and takes only a few minutes.

Applies to our online life insurance offering only.

Get a quick quote

This life insurance calculator works out cover for you by adding up your outgoings. For example, cover for your mortgage, future rent, childcare costs, and even your hobbies. 

Important things to know

Our Life Insurance has no cash-in value – it’s a protection policy only.

If you stop making payments, your cover ends and you won’t get anything back.

You can apply if you’re a UK resident aged between 18 and 70 and not a member of the Armed Forces, Territorial Army or reservists. 

How much life cover do you need?

Find out in just a few minutes.

Get a quick quote

Not sure what you need?

If you’re looking for a wider range of products, Royal London also offers a number of protection options available through an independent financial adviser.

An adviser can help you tailor cover to your needs and budget. There may be a charge for this service.

Find out more