Funeral costs: how much does a funeral cost where you live?

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The average funeral cost in the UK is now £3,757*.  While this figure remains virtually unchanged from last year (a decrease of £27 or 0.7% to be exact), the average debt that people are taking on to pay for funeral costs is now £1,744 per person**.

Funeral costs in the UK

Ten of the most expensive locations for a funeral are in London, with Kensal Green taking the top spot for most expensive at £7,489.

Enfield comes second with average funeral costs of £6,143.

Outside of London and still within M25, Leatherhead makes it to number nine with an average funeral cost of £4,925.

Most expensive places in the UK for a funeral

  Burial 2018 Cremation Average
Kensal Green £11,857 £3,121 £7,489
Enfield £8,902 £3,384 £6,143
Beckenham £7,730 £3,541 £5,636
Southgate £7,307 £3,346 £5,327
Golders Green £7,215 £3,233 £5,224
Wandsworth £7,168 £3,070 £5,119
Morden £6,936 £3,041 £4,989
Manor Park (London) £6,696 £3,269 £4,982
Leatherhead £6,310 £3,541 £4,925
Islington £6,753 £3,081 £4,917
East Finchley £6,753 £3,081 £4,917

Source: Royal London National Funeral Cost Index 2018

Least expensive locations in the UK for a funeral 

Funeral costs are substantially lower outside of the M25 corridor.

The average funeral cost in Belfast is £2,950, making it the least expensive place in the UK for a funeral. It’s followed closely by Paisley (£3,114) and Glasgow West (£3,126).

  Burial 2018 Cremation Average

Belfast

£3,050 £2,851 £2,950
Paisley £3,245 £2,982 £3,114
Glasgow West £3,245 £3,007 £3,126
Alford £3,164 £3,106 £3,135
Bridgewater £3,017 £3,286 £3,152
Amersham £3,261 £3,066 £3,164
Burton on Trent £3,244 £3,151 £3,197
Abingdon £2,975 £3,421 £3,198
Wellingborough £3,055 £3,370 £3,213
Swindon £3,086 £3,351 £3,218

Source: Royal London National Funeral Cost Index 2018.

What can we learn from these figures?

It’s probably no surprise that ten of the most expensive places in the UK for a funeral are in London. The lack of burial plots in and around the city drives high demand, which in turn leads to increased funeral costs. 

But perhaps, more than anything else, the figures highlight the need for future planning when it comes to funerals – if only to secure your funeral costs.

*All figures quoted in this article are taken from the Royal London National Funeral Cost Index 2018.

**Although there has been a 21% fall in the numbers of people experiencing funeral debt from 95,000 in 2017 to 75,000 in 2018, the average amount of debt taken on by those who struggle to meet funeral costs has reached a record high of £1,744 per person, compared to £1,305 in 2014 (Source: Royal London National Funeral Cost Index 2018).

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