A mobile phone that shows the app

How does it work?

Using our mobile app, you’ll be able to see:

  • What your pension savings are worth now
  • Your contributions, including what the tax man pays in and any employer contributions
  • How your savings are performing, any charges you’ve paid and any ProfitShare we may have awarded
  • What your pension savings could be worth when you retire

Remember that investment returns are never guaranteed. So while your savings could grow, their value can also go down. This means you could get back less than you put in.

Our mobile app's only available for some plans at the moment.

If you're taking a regular income from your pension, unfortunately you won’t be able to use the app currently. You can check if it's available for your plan below.

We'll be making enhancements to our mobile app soon, so look out for future developments.

When it comes to your pension savings, it’s good to know you’re on track for the retirement you want.

Our mobile app makes it easy for you to keep an eye on your plan whenever you like.

It shows what your pension savings are worth now, and your contributions. Including what the tax man’s put in any employer contributions too.

You’ll see how your savings are performing, any charges you’ve paid and any ProfitShare we’ve awarded.

The app also helps you look ahead to see what your pension savings could be worth when you retire.

Download our free app from the app store, or Google Play.

If you’d like a more in depth conversation, talk to your financial adviser or find one at unbiased.co.uk.

Can I use the mobile app?

To access our app, you need to have taken out a pension plan with Royal London since 2014 or previously Scottish Life and be registered for our online service.  

You’ll also need to have one of the following plans:

  • Pension Portfolio and Individual Personal Pension Plans
  • Retirement Solutions Group Personal Pension Plans
  • Retirement Solutions Group Stakeholder Personal Pension Plans
  • Retirement Solutions Executive Pension Plan
  • Retirement Solutions Company Pension Plans
  • Retirement Solutions GPP & SHR Continuation Plans
  • Retirement Solutions Individual Pension Plans


If you have one of these plans and you’re taking a regular income, unfortunately you won’t be able to use our mobile app currently.

How to get started

Step one

Register

Register for online service.

Step two

Download the app

The app is available on the App Store and Google Play Store.

Step three

Log in

Log in to the app with your online service username and password.

Got a question?

If you have any questions about our mobile app, take a look at our FAQs below.

If you can’t find the answer you can contact us here:

0345 602 1885

Or get in touch using our online contact form.

FAQs: Mobile app

You can find answers to the most common questions we're asked about our mobile app:

To use our app you need to have taken out a pension plan with Royal London since 2014 or previously Scottish Life and registered on our online service. You’ll also need to have one of the following plans:

Personal pensions

  • Pension Portfolio plans
  • Retirement Solutions Executive Pension Plans

Workplace pensions

  • Retirement Solutions Group Personal Pension plans
  • Retirement Solutions Group Stakeholder Personal Pension Plans
  • Retirement Solutions Company Pension Plans
  • Retirement Solutions GPP & SHR Continuation Plans

If you have one of these plans and you’ve ever taken a regular income, unfortunately you won’t be able to use our mobile app currently.

We’ve tested our mobile app extensively to make sure it’s secure, so you can use it with confidence.

The data used is encrypted to ensure privacy, and the app will only use a trusted secure channel for communication with Royal London services. It also automatically logs you out if you’ve not interacted with the app for 5 minutes.

You’ll use your online service login details to access the app, and as long as you keep these details confidential nobody else will be able to access your account. You can read more about our online service security.

Our mobile app has been tested on a wide range of devices, and we support the following operating systems:

  • iOS 11 and above
  • Android 6 and above

You can check on your phone if your operating system is within this range. If you’re using an earlier operating system, you’ll need to upgrade it to be able to download the app.

You’ll need to register for online service before you can access the app. You can register on our online service page, then log into the app.  Just make sure you have your plan number ready when you register – you’ll find this on your annual statement or welcome pack.

If you’ve already registered but it’s been a while since you last logged in, you might need to update your password. You can do this on our customer login page.

If you've entered your name and address incorrectly 3 times an email will be sent to your registered email address asking you to reset your password.  

If you’ve forgotten your password, you can update it using the forgotten password link on the online service login page.

There may be a reason you can’t access your plan, or we may need to reset your account for you. If you contact us on 0345 602 1885 we’ll be able to help. 

The app won’t show information on Income Release plans where regular income has been taken.

If you’ve ever taken a regular income from your plan, or the plan type doesn’t appear on the list of plans that can use the app, you won’t be able to use it unfortunately.

If this isn’t the case, you can get in touch with our customer service team who can investigate this for you.

If your tax free cash was provided as a regular income then switched off, you won’t be able to use the app. Speak to your adviser or you can give us a call on 0345 602 1885 if you’d like to check this.

Regular contributions will be displayed shortly after they’ve been paid. Transfer contributions will be displayed as soon as they are received and added to your plan by our Customer services.

We have your chosen retirement age on our records and the app uses the date and time on your phone to calculate the length of time until your retirement date.

Your adviser or employer doesn’t have access to the mobile app, but they’ll be able to see similar information in other ways. 

Currently you won’t be able to change your personal details or investment options in the app.

You can change your investments using online service, and if you need to make changes to your personal details you can contact us.

You’ll be able to see any plans that our app is compatible with – you can check this list on our mobile app page.

If you have one of our other products that aren’t on this list, currently you won’t be able to see them using the app.

If any of your details are incorrect or you don’t understand something in the app, you can contact us.

We won’t be able to give you financial advice, so if you have questions about your retirement goals, you should speak to an adviser. You can find an adviser in your area at unbiased.co.uk.