Investment ISA

Pay into an existing Royal London Investment ISA

Take advantage of our team of award-winning specialists. We’ve done all the hard work for you to take out complications. So you can relax while we put your money to work.

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If you have an existing Royal London ISA, you can pay more into it as long as:

  • You make payments into the Investment ISA with your own money. You can pay money into your Investment ISA as a lump sum payment or a regular monthly payment, subject to the following limits: 
    a) the minimum additional lump sum payment you can make into the Investment ISA (after you have paid in the initial lump sum of £1,000) is £100;
    b) if you want to make regular payments, these must be made by Direct Debit. Each payment made by Direct Debit must be a minimum of £100.00 and will be collected on the 10th of every month; and
    c) you can pay any combination of lump sum payments or regular payments into the Investment ISA, provided that you do not exceed the annual ISA allowance for the current tax year in line with the ISA Regulations and HMRC rules. Lump sum payments can be made by electronic bank transfer or cheque.
  • Any regular payments you continue to make into a new tax year will count towards your annual ISA allowance for that tax year. If you have not made payments into your Investment ISA in consecutive tax years, we will need you to complete a new Application Form before we will accept any further payments.
  • You agree that you will not subscribe more than the annual ISA allowance in any tax year. You agree that you have not subscribed and will not subscribe to another stocks and shares ISA in the same tax year that you subscribe to your Investment ISA. Please see the Money Advice Service for up to date ISA allowance information.

Things to think about

  • The value of your investment can go down as well as up.
  • As with any investment, there is a chance you will get back less than you originally invested.
  • It is wise to consider an Investment ISA with a medium to long-term view in mind – that’s at least five to ten years.
  • Unlike a savings account, there are costs associated with investing.
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Transfers into the Investment ISA

  • We will accept the transfer of an existing ISA that you hold from another ISA Manager as cash, meaning that the investments in your transferring ISA will be sold and reinvested in your Investment ISA in accordance with your instructions and these Terms and Conditions.
  • The transfer of your existing ISA will be subject to the terms and conditions of that ISA.
  • Transfer charges may be applied by your existing ISA Manager.
  • We will ask you to complete a Transfer Form to transfer an existing ISA to the Investment ISA. If you do not fully complete this form, we will not be able to transfer an existing ISA into your Investment ISA.

If you want to pay more into your ISA,

you can call us on:

0345 600 7788

and our team will be able to help you further.