The penny drops podcast: Where to get financial help if you’re disabled

For people living with a disability, their condition can often affect them financially, as well as physically or mentally. While there’s support available for those that need it, with so many benefits and information out there, it can be confusing to work out what you might be entitled to and how to apply.

In this month’s episode we discuss how having a disability can impact someone financially and how to find the right support.

What will we be talking about?

  • Available disability-related financial support and benefits
  • Working out what you might be entitled to
  • How to get help filling out assessment forms and how to appeal a decision
  • Where to go if you’re having financial difficulty and you have a disability
  • Support available from employers
  • Vehicle and transport benefits and schemes
  • Housing and council tax support
  • Help for disabled students and retirees
  • The impact of Covid-19 on disability-related benefits

Who are our guests?

On this episode we’re joined by the MS Society’s Benefits Advisor, Bez Ely, and Head of Policy, Phillip Anderson. The MS Society is the UK's largest charity for people affected by multiple sclerosis. They fund world-leading research, share the latest information and campaign for everyone's rights.

All views and opinions expressed in the podcast are those of the guests and not of Royal London.

Where can you listen?

You can download and listen to episodes using the iTunes Podcasts, Google Podcasts, Spotify or Castbox apps – just search for ‘The penny drops’. Make sure to subscribe so you don’t miss any new episodes, and please do leave us a review. We’d love to know what you think of the series.

If you don’t have access to an app, you can listen to the podcast online

How can you find more information?

Royal London recommends you seek professional independent financial advice before making financial decisions. You can learn more about the value of financial advice on our website.

You can also find lots of helpful information on financial support and disability on the following sites:

Information on benefits
Benefits and grants entitlement
Benefits appeals
Employee rights
Support for travel
Useful helplines
MS Society resources

This episode was recorded in July 2021 during the coronavirus outbreak. For the latest information on financial support and benefits, visit

Please note that all topics discussed in this episode can vary depending on your personal circumstances. Any figures quoted were accurate at the time of recording.